2026 Capital Markets Day

Gjensidige
arc beats above · slides in the middle · loops below · scroll → 21 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 5
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Deck intelligence map

5
coverage by narrative range · generated from this deck JSON

Slide inventory

103
every slide · same image gating as the playbook
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Slide 1
front_matter
Open slide detailBeat · Situation & Context
02
front_matter
Open slide detailBeat · Situation & Context
03
The slide uses a high-impact visual metaphor of a climber at a summit to represent 'unlocking the next level'.transition
Open slide detailBeat · Situation & Context
04
The slide uses checkmarks and an 'x' to indicate performance against targets.summarize
Open slide detailBeat · Situation & ContextLoop · Aha Moment
05
The slide uses a three-part narrative structure: problem (claims), action (pricing), and outcome (retention).quantify_impact
Open slide detailBeat · Situation & ContextLoop · Aha Moment
06
The slide uses a metaphorical image of a hiker to represent 'unlocking the next level' and operational progress.summarize
Open slide detailBeat · Situation & ContextLoop · Aha Moment
07
The slide uses a split-layout: left side for qualitative megatrends, right side for quantitative market attractiveness (segmentation and size).establish_context
Open slide detailBeat · Situation & ContextLoop · Golden Circle
08
The slide uses a map to visualize market position rankings in Norway, Denmark, and Sweden.establish_context
Open slide detailBeat · Situation & ContextLoop · Golden Circle
09
The slide uses a three-column layout to present strategic pillars, supported by a background image of a hiker, reinforcing the 'resilience' theme.summarize
Open slide detailBeat · Situation & ContextLoop · Golden Circle
10
The slide uses a background image of a forest to reinforce the sustainability theme.summarize
Open slide detailBeat · Situation & ContextLoop · Golden Circle
11
The slide uses a visual 'staircase' or 'progression' metaphor to show increasing performance targets over time.summarize
Open slide detailBeat · Problem & ComplicationLoop · Time Machine
12
The slide uses a three-column layout to categorize strategic priorities by business segment, with a concluding summary statement at the bottom.summarize
Open slide detailBeat · Problem & ComplicationLoop · Time Machine
13
transition
Open slide detailBeat · Problem & ComplicationLoop · Time Machine
14
Includes a photo of a mountain cairn.front_matter
Open slide detailBeat · Solution & Approach
15
summarize
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
16
The slide uses a 'hiker' visual metaphor to represent the journey of value enablement.summarize
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
17
The slide uses a visual bridge (the arrow icon) to connect business requirements on the left to technology priorities on the right.present_solution
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
18
The slide uses a tree metaphor to represent the 'foundation' of IT.transition
Open slide detailBeat · Solution & ApproachLoop · Before After
19
The slide uses a line chart to show the reduction of core systems from 7 to 4, with a goal of 'One Core' in Denmark.summarize
Open slide detailBeat · Solution & ApproachLoop · Before After
20
The slide uses a visual metaphor of a road extending into the distance to represent the timeline extension beyond 2030.present_solution
Open slide detailBeat · Solution & ApproachLoop · Before After
21
The slide uses a metaphor of balanced stones to represent stability and precision.summarize
Open slide detailBeat · Solution & ApproachLoop · Before After
22
The slide uses a timeline visual to connect strategic initiatives to future outcomes.plan_implementation
Open slide detailBeat · Solution & ApproachLoop · Before After
23
The slide uses a metaphorical image of a hiker on a mountain peak to represent achievement or progress.transition
Open slide detailBeat · Solution & ApproachLoop · Domino Effect
24
The slide uses a combination of a growth-over-time conceptual chart and a list of impact metrics.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Domino Effect
25
The chart is a conceptual growth curve showing metrics like 2X automation, 5-10X data capture, 2X deploy frequency, and 2,000+ pricing models.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Domino Effect
26
The slide uses a horizontal arrow-based timeline structure to represent a phased strategic evolution.plan_implementation
Open slide detailBeat · Solution & ApproachLoop · Domino Effect
27
summarize
Open slide detailBeat · Solution & Approach
28
The slide uses a metaphorical image of a long staircase to represent the journey toward growth and efficiency.transition
Open slide detailBeat · Solution & Approach
29
The slide uses a metaphorical image of a hiker to represent progress and growth.summarize
Open slide detailBeat · Solution & Approach
30
The slide uses stacked bar charts to show the breakdown of the combined ratio and simple bar charts for financial performance metrics.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Aha Moment
31
The slide uses a combination of bar charts and line charts to track performance against 2026 targets.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Aha Moment
32
transition
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
33
The slide uses a comparative visual approach to show revenue distribution and strategic focus areas.present_solution
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
34
summarize
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
35
transition
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
36
Uses a customer journey loop diagram to show the connection between engagement moments and business outcomes.present_solution
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
37
The slide uses a circular journey map to illustrate the ecosystem of services.illustrate_case
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
38
quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
39
The slide maps specific service offerings (Condition report, Smart insurance, Hei, huset) to stages of the property lifecycle (Transaction, Use).present_solution
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
40
The slide uses a comparative structure to contrast the insurance markets in Norway and Denmark.size_opportunity
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
41
illustrate_case
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
42
The slide depicts a UI mockup of a web application.present_solution
Open slide detailBeat · Solution & ApproachLoop · Segmentation Split
43
transition
Open slide detailBeat · Solution & ApproachLoop · Before After
44
The slide uses a circular diagram to represent the core strategy and highlights specific regional focuses (Norway/Denmark) at the bottom.present_solution
Open slide detailBeat · Solution & ApproachLoop · Before After
45
The slide uses a Sankey diagram to visualize the flow of customer service interactions (calls, chat, email) into automated vs. human-handled channels.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Before After
46
quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Before After
47
summarize
Open slide detailBeat · Solution & ApproachLoop · Before After
48
The slide uses a chevron-like arrow shape to imply forward movement over time.plan_implementation
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
49
The slide uses a metaphorical image of a hiker on a mountain path to represent growth and progress.summarize
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
50
front_matter
Open slide detailBeat · Solution & Approach
51
summarize
Open slide detailBeat · Solution & Approach
52
The slide uses stacked bar charts to decompose the Combined Ratio (CR) into UFLR, Loss ratio, and Cost ratio.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Aha Moment
53
The slide uses a mix of line and bar charts to track performance across three key operational KPIs.summarize
Open slide detailBeat · Solution & ApproachLoop · Aha Moment
54
The slide uses a mnemonic 'CORE' (Customer experiences, Operational Excellence, Responsibility, Employees) as a strategic framework.summarize
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
55
The slide uses a three-column layout to connect market context, current company fundamentals, and future strategic direction.present_solution
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
56
The slide uses a three-column layout to contrast market context, internal capabilities, and future strategic direction.present_solution
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
57
establish_context
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
58
quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Mece Breakdown
59
The acronym CORE stands for Customer experiences, Operational excellence, Responsibility, and Employees.present_solution
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
60
The slide uses a circular diagram to represent the customer journey (Purchase, Experience, Renew).present_solution
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
61
The slide uses a causal flow from digital adoption to experience enhancement and enabling platforms, leading to long-term outcomes.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
62
The slide uses a split-layout comparing current individual underwriting characteristics with a future-state digital engine approach.present_solution
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
63
The slide uses a horizontal arrow-based timeline structure to depict sequential strategic initiatives.plan_implementation
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
64
The slide uses a mix of imagery, bulleted lists, and callout circles to highlight strategic pillars.present_solution
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
65
The slide uses a photo of an employee as a background to humanize the 'empowering employees' theme.present_solution
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
66
Includes footnotes defining the specific metrics for the three KPIs.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
67
The slide uses a horizontal arrow shape to imply progression over time.plan_implementation
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
68
summarize
Open slide detailBeat · Solution & Approach
69
front_matter
Open slide detailBeat · Solution & Approach
70
summarize
Open slide detailBeat · Solution & Approach
71
The slide uses a waterfall chart to bridge the gap between the initial target and the final realized savings.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Waterfall Value
72
The slide combines a historical/future roadmap with specific performance metrics for Norway and Denmark.plan_implementation
Open slide detailBeat · Solution & ApproachLoop · Waterfall Value
73
The slide uses a nature-themed background, likely to symbolize growth or sustainability.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Waterfall Value
74
The slide uses a high-emotion photograph to establish a human-centric tone.front_matter
Open slide detailBeat · Solution & ApproachLoop · Day In Life
75
The slide uses a combination of a list of strategic pillars and two key metrics to demonstrate the impact of the proposed initiatives.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Day In Life
76
The slide uses a hub-and-spoke diagram to show AI orchestration and a bar chart to show the impact on accuracy.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Day In Life
77
transition
Open slide detailBeat · Solution & Approach
78
The slide highlights a target of NOK 230m in savings by 2028.present_solution
Open slide detailBeat · Solution & ApproachLoop · Before After
79
The slide uses a comparison between 'Hans' (a past event) and 'Amy' (a recent event) to illustrate performance improvements.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Before After
80
The slide uses a combination of bar charts to show historical growth and future potential, and a callout circle for the 2028 target.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Before After
81
transition
Open slide detailBeat · Solution & Approach
82
The slide uses a combination of a photo, three strategic pillars, and a big-number metric to communicate value.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Waterfall Value
83
The slide uses stacked bar charts to illustrate cost savings and projections. Footnotes define 'volume steering' and inflation assumptions.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Waterfall Value
84
Includes a specific cost comparison example and performance metrics for AI adoption.illustrate_case
Open slide detailBeat · Solution & ApproachLoop · Waterfall Value
85
The slide uses a background image of a forest to convey a sense of growth or scale.quantify_impact
Open slide detailBeat · Solution & ApproachLoop · Waterfall Value
86
The slide uses a chevron-style timeline/roadmap layout.plan_implementation
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
87
summarize
Open slide detailBeat · Solution & ApproachLoop · Maturity Curve
88
The slide uses a metaphor of balanced stones to represent stability and returns.transition
Open slide detailBeat · Evidence & Proof
89
The slide uses three bar charts with overlaid target lines to demonstrate financial performance.summarize
Open slide detailBeat · Evidence & ProofLoop · Aha Moment
90
The slide uses two side-by-side charts to demonstrate financial health and shareholder returns.quantify_impact
Open slide detailBeat · Evidence & ProofLoop · Aha Moment
91
The chart uses a standard waterfall bridge to show growth drivers.quantify_impact
Open slide detailBeat · Impact & Next StepsLoop · Waterfall Value
92
The slide uses a mountain cairn image to metaphorically represent progress towards a goal.summarize
Open slide detailBeat · Impact & Next StepsLoop · Waterfall Value
93
The slide uses a mountain landscape image as a visual metaphor for 'next-level' targets.summarize
Open slide detailBeat · Impact & Next StepsLoop · Waterfall Value
94
The slide uses a consistent visual language to show performance metrics (81% combined ratio) across different geographic and business segments.quantify_impact
Open slide detailBeat · Impact & Next StepsLoop · Waterfall Value
95
present_solution
Open slide detailBeat · Impact & Next StepsLoop · Quick Win Big Bet
96
The slide highlights the strategy of balancing low-risk matching assets with a more diversified free portfolio to support ROE and dividends.analyze_data
Open slide detailBeat · Impact & Next StepsLoop · Quick Win Big Bet
97
The chart illustrates the reconciliation of surplus capital over a three-year period.quantify_impact
Open slide detailBeat · Impact & Next StepsLoop · Quick Win Big Bet
98
The slide uses three distinct chart types to illustrate capital efficiency: a waterfall chart for diversification effects, and two grouped bar charts for SCR/Owanalyze_data
Open slide detailBeat · Impact & Next StepsLoop · Quick Win Big Bet
99
The slide uses a Gantt-style timeline to track regulatory approval milestones across different risk categories and business lines.plan_implementation
Open slide detailBeat · Impact & Next StepsLoop · Quick Win Big Bet
100
The slide uses a vertical flow structure to connect financial targets to strategic drivers and finally to the dividend policy.summarize
Open slide detailBeat · Impact & Next StepsLoop · Quick Win Big Bet
101
The slide uses a high-impact visual metaphor for achievement and progress.transition
Open slide detailBeat · Impact & Next Steps