Figure 7. The number of new banks in the US has plummeted since the Global Financial Crisis.
Banking on AI Banking Top 10 Trends for 2024 · page 33 of 48
The chart uses a smoothed area plot to show the dramatic drop in new bank formations post-2008.
Consulting deck · industry_trends · analyze_data · overcrowded density
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Figure 7 title: 'number of new banks plummeted since GFC'.
Annotation slide · 90%Era brackets annotated with 279 / 158 / 14 banks/yr averages.
Before-After-Bridge slide · 50%The sheer volume of regulation that banks need to comply with has ballooned since the 2008/9 Financial Crisis.
Chart Selection Guide slide · 90%Area chart of new US bank charters 1984-2022 with three era bands.
Contrast Principle slide · 85%Three era averages (279→158→14) drive the visual contrast.
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