Affirm | Results Presentation Deck | 46 slides

Affirm · 2022-11
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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4
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Slide inventory

46
every slide · same image gating as the playbook
01
Slide 1
front_matter
Open slide detailBeat · Attention
02
other
Open slide detailBeat · Attention
03
establish_context
Open slide detailBeat · Attention
04
front_matter
Open slide detailBeat · Attention
05
Metrics are unaudited.analyze_data
Open slide detailBeat · AttentionLoop · Logic Chain
06
transition
Open slide detailBeat · NeedLoop · Logic Chain
07
Includes growth callouts for specific periods and a footnote defining GMV and AOV.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
08
The slide uses two donut charts to illustrate transaction distribution and product mix.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
09
The slide displays a mix of volume share and growth rates across seven distinct merchant categories.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
10
The chart tracks two distinct metrics: total active consumers (bars) and average transactions per consumer (line).analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
11
The chart highlights a 97% growth metric and an 85% repeat customer rate.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
12
The chart highlights a 140% growth period.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
13
Includes a growth callout for FY Q1'22.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
14
The chart tracks fee percentages for Core 0% Long, Core 0% Short, Core IB, Pay in 4, and Non-Integrated Virtual Card products.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
15
The slide uses dual-axis stacked bar charts with line overlays to show both absolute dollar values and percentage trends.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
16
The slide displays two bar-line combo charts showing absolute dollar amounts and percentage of GMV for transaction costs and transaction costs ex-provision.analyze_data
Open slide detailBeat · NeedLoop · Logic Chain
17
The slide displays two bar charts with overlaid line graphs representing % of GMV.analyze_data
Open slide detailBeat · Satisfaction
18
The slide displays three grouped bar-line charts showing quarterly trends from FY Q1'21 to FY Q1'23.analyze_data
Open slide detailBeat · Satisfaction
19
The slide uses a dual-axis chart (bar for absolute dollars, line for percentage margin) to contrast GAAP and Adjusted performance.analyze_data
Open slide detailBeat · Satisfaction
20
The chart tracks portfolio growth from FY Q1'21 to FY Q1'23, segmenting by on/off balance sheet and securitization status.analyze_data
Open slide detailBeat · Satisfaction
21
The chart compares two loan portfolio metrics over time, showing a general downward trend in remaining term length for both categories.analyze_data
Open slide detailBeat · Satisfaction
22
Metrics are unaudited.analyze_data
Open slide detailBeat · Satisfaction
23
The chart tracks delinquency as a percentage of active balances, excluding 'Pay in 4' loans.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
24
The chart tracks delinquency trends over time, with FY2023 showing a distinct trajectory compared to previous years.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
25
Data excludes Pay in 4 products; metrics are unaudited.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
26
The slide provides a granular view of credit performance metrics over time, specifically excluding certain product types.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
27
Data is presented in two sections: absolute dollar amounts and percentage breakdown.analyze_data
Open slide detailBeat · Satisfaction
28
Metrics are unaudited.analyze_data
Open slide detailBeat · Satisfaction
29
The chart tracks the relationship between the absolute dollar amount of loan loss allowances and the allowance percentage relative to the total loan portfolio.analyze_data
Open slide detailBeat · Satisfaction
30
The slide uses a waterfall-bridge structure to explain the movement of the allowance balance.analyze_data
Open slide detailBeat · Action
31
transition
Open slide detailBeat · Action
32
The slide provides specific financial ranges for GMV, Revenue, Transaction Costs, RLTC, Adjusted Operating Margin, and Shares Outstanding.analyze_data
Open slide detailBeat · Action
33
transition
Open slide detailBeat · Action
34
Metrics are unaudited.analyze_data
Open slide detailBeat · Action
35
The slide details the components of the fully diluted share count, including common shares, options, warrants, and RSUs, adjusted for the treasury stock method.analyze_data
Open slide detailBeat · Action
36
transition
Open slide detailBeat · Action
37
Includes footnotes regarding accounting adjustments and unaudited status.analyze_data
Open slide detailBeat · Action
38
Includes adjustments for accounting standards and stock-based compensation; metrics are unaudited.analyze_data
Open slide detailBeat · Action
39
Includes reconciliations for Revenue Less Transaction Costs and Adjusted Operating Income.analyze_data
Open slide detailBeat · Action
40
Includes notes regarding accounting standard changes, stock-based compensation adjustments, and one-time IPO/acquisition expenses.analyze_data
Open slide detailBeat · Action
41
The table details adjustments for D&A, Stock-Based Compensation, Enterprise Warrant & Share Based Expenses, and Other Costs.analyze_data
Open slide detailBeat · Action
42
The slide provides a detailed breakdown of adjustments including D&A, Stock-Based Compensation, Enterprise Warrant & Share Based Expenses, and Other Costs.analyze_data
Open slide detailBeat · Action
43
Metrics are unaudited; Other costs consist of one-time expenses incurred in the period associated with the Company's initial public offering, its acquisitions, analyze_data
Open slide detailBeat · Action
44
The table details adjustments for D&A, Stock-Based Compensation, Enterprise Warrant & Share Based Expenses, and Other Costs.analyze_data
Open slide detailBeat · Action
45
The slide provides detailed breakdowns of transaction costs and operating expenses, adjusting for D&A, stock-based compensation, enterprise warrant expenses, ananalyze_data
Open slide detailBeat · Action
46
The slide presents two separate tables for the twelve months ended June 30, 2022, and June 30, 2021.analyze_data
Open slide detailBeat · Action