Dave | Investor Day Presentation Deck | 62 slides

Dave · 2022-03
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 5
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4
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Slide inventory

62
every slide · same image gating as the playbook
01
Slide 1
The slide features the Dave brand identity and a visual representation of their mobile banking app.front_matter
Open slide detailBeat · Attention
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other
Open slide detailBeat · Attention
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other
Open slide detailBeat · Attention
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front_matter
Open slide detailBeat · Attention
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introduce_nominees
Open slide detailBeat · Attention
06
establish_context
Open slide detailBeat · Need
07
The slide uses a background collage of user testimonial videos.size_opportunity
Open slide detailBeat · Need
08
Uses a before-and-after visual narrative to establish the company's role as a pioneer in the anti-overdraft movement.illustrate_case
Open slide detailBeat · Need
09
The slide uses screenshots of the mobile app to illustrate the three core pillars of the Dave platform.present_solution
Open slide detailBeat · Need
10
The slide uses a green background, typical of the Dave brand identity.summarize
Open slide detailBeat · Need
11
summarize
Open slide detailBeat · Need
12
The slide uses visual metaphors of bills (Rent, Gas, Power) to represent the target audience's financial reality.frame_situation
Open slide detailBeat · Need
13
The slide uses a simple process flow to describe the business model strategy.present_framework
Open slide detailBeat · Satisfaction
14
The slide uses a visual metaphor of an upward-trending arrow to represent growth.present_solution
Open slide detailBeat · Satisfaction
15
Includes branding and speaker identification.transition
Open slide detailBeat · Satisfaction
16
The slide uses a horizontal funnel/triangle diagram to represent product expansion or customer lifecycle progression.present_framework
Open slide detailBeat · Satisfaction
17
compare_peers
Open slide detailBeat · Satisfaction
18
The slide uses a curved path to represent progression through banking services.present_framework
Open slide detailBeat · Satisfaction
19
The slide uses a photo of an Uber Eats delivery worker to illustrate the 'gig economy' target demographic.quantify_opportunity
Open slide detailBeat · Satisfaction
20
The screenshot shows the Dave app interface displaying an available advance of $250.present_solution
Open slide detailBeat · Satisfaction
21
The slide uses a screenshot of the mobile app to demonstrate the value proposition.present_solution
Open slide detailBeat · Satisfaction
22
present_solution
Open slide detailBeat · Satisfaction
23
The slide features a screenshot of the Dave mobile app showing 'Goals' and 'Check in on your credit' features.present_solution
Open slide detailBeat · Satisfaction
24
The slide uses a circular flow diagram to represent a business flywheel.present_framework
Open slide detailBeat · Satisfaction
25
transition
Open slide detailBeat · Action
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Includes a headshot of Michael Goodbody, CMO.establish_context
Open slide detailBeat · Action
27
filler
Open slide detailBeat · Action
28
The chart highlights Dave's growth trajectory relative to established financial institutions.compare_peers
Open slide detailBeat · Action
29
compare_peers
Open slide detailBeat · Action
30
summarize
Open slide detailBeat · Action
31
compare_peers
Open slide detailBeat · Action
32
compare_peers
Open slide detailBeat · Action
33
The slide appears to be a marketing asset or brand awareness slide rather than a traditional business presentation slide.other
Open slide detailBeat · Action
34
The chart shows that while Dave lags in general population familiarity, it performs competitively within the Gen Z/Millennial demographic.compare_peers
Open slide detailBeat · Action
35
The slide uses a bubble chart to map Quality vs Consideration, supplemented by a ranked table of Quality Scores.compare_peers
Open slide detailBeat · Action
36
The slide uses a visual arrow to emphasize Dave's position relative to peers.compare_peers
Open slide detailBeat · Action
37
diagnose_problem
Open slide detailBeat · ActionLoop · Cost Of Inaction
38
The chart shows a clear 'before-after' pattern regarding pandemic stimulus impact on savings.analyze_data
Open slide detailBeat · ActionLoop · Cost Of Inaction
39
The chart highlights the divergence where CPI (6.2%) exceeds wage growth (4.9%).diagnose_problem
Open slide detailBeat · ActionLoop · Cost Of Inaction
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The chart lacks axis labels, making it a qualitative trend visualization rather than a precise data plot.establish_context
Open slide detailBeat · ActionLoop · Cost Of Inaction
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transition
Open slide detailBeat · ActionLoop · Hypothesis Test
42
The slide uses a tree-like decomposition structure to explain revenue drivers.present_framework
Open slide detailBeat · ActionLoop · Hypothesis Test
43
Note: Total Members displayed on a net-basis, excluding deleted & fraudulent accountsanalyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
44
Note at bottom defines the scope of marketing expenses included.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
45
The slide highlights a shift in focus from total members to transacting members to demonstrate higher monetization potential.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
46
The chart demonstrates cohort performance improvement over time.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
47
Reflects principal amount of ExtraCash disbursements made in each period.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
48
The chart shows a decrease in a percentage metric (likely loss rate or similar), which is framed as an improvement.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
49
The slide uses a simple bar chart to demonstrate positive unit economics growth.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
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The slide includes a footnote defining the calculation methodology for Spend Volume and Take Rate.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
51
The slide highlights unit economics and payback periods.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
52
The slide includes a disclaimer about GAAP adjustments for revenue categories.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
53
The slide highlights annual margins (59% and 53%) alongside specific Q4 figures (48% for both years).analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
54
The slide highlights the significant increase in capital availability post-business combination compared to the $61M raised since inception.quantify_opportunity
Open slide detailBeat · ActionLoop · Hypothesis Test
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The slide includes a footer note referencing a glossary for non-GAAP definitions.analyze_data
Open slide detailBeat · ActionLoop · Hypothesis Test
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appendix
Open slide detailBeat · Action
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analyze_data
Open slide detailBeat · Action
58
Includes both balance sheet items (cash, working capital, deficit) and cash flow statement summaries (operating, investing, financing).analyze_data
Open slide detailBeat · Action
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Standard financial disclosure table for non-GAAP metrics.analyze_data
Open slide detailBeat · Action
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Contains three distinct financial tables: Revenue reconciliation, Expense reconciliation, and Variable Profit calculation.analyze_data
Open slide detailBeat · Action
61
The table shows the transition from basic shares outstanding to fully diluted shares outstanding using the Treasury Stock Method (TSM) at a $10 share price.analyze_data
Open slide detailBeat · Action
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appendix
Open slide detailBeat · Action