Ready Capital | Investor Presentation Deck | 43 slides

Ready Capital · 2021-11
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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4
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Slide inventory

43
every slide · same image gating as the playbook
01
Slide 1
Includes NYSE listing badge.front_matter
03
The slide uses a list format with checkmarks to highlight competitive advantages.summarize
Open slide detailBeat · Problem
04
The slide uses a comparison matrix to define the business model across three distinct segments.present_framework
Open slide detailBeat · Problem
05
TTM = Trailing Twelve Months. SBC = Small Business Lending.analyze_data
Open slide detailBeat · Problem
06
transition
Open slide detailBeat · Solution
07
The chart on the right is a combo chart showing bar (origination volume) and line (interest rate) data.size_opportunity
Open slide detailBeat · Solution
08
summarize
Open slide detailBeat · Solution
09
The chart displays a significant upward trend in originations, particularly from 2017 onwards.show_traction
Open slide detailBeat · Solution
10
The table uses a matrix structure to compare loan purpose, size, leverage, term, prepayment, rate type, funding, and property type across 7 distinct loan producpresent_framework
Open slide detailBeat · Solution
11
The slide presents a specific real estate financing deal as a representative example.illustrate_case
Open slide detailBeat · Solution
12
The slide presents a specific loan transaction as a proof point for the company's lending capabilities.illustrate_case
Open slide detailBeat · Solution
13
illustrate_case
Open slide detailBeat · Solution
14
SBC likely stands for Small Business Capital or Small Balance Commercial.analyze_data
Open slide detailBeat · Solution
15
transition
16
establish_context
Open slide detailLoop · Cost Of Inaction
17
The slide provides context on the SBA 7(a) program, which is central to Ready Capital's business model.size_opportunity
18
The slide presents a financial model for loan economics, comparing three distinct servicing/premium strategies.analyze_data
19
The chart shows a significant jump in 2021 YTD compared to previous years.show_traction
20
The slide presents a specific financial transaction as a proof point for the company's lending capabilities.illustrate_case
21
Portfolio metrics include loan count, UPB, book value, WA LTV, WA coupon, fixed/float ratio, and delinquency rate.analyze_data
22
transition
23
establish_context
24
The slide uses two stacked bar charts to illustrate business composition over time.analyze_data
Open slide detailLoop · Benchmark Gap
25
The chart displays a steady increase in UPB alongside fluctuating WAC percentages.show_traction
26
transition
27
The slide uses a structured layout with four distinct categories of financial performance metrics.analyze_data
Open slide detailBeat · Financials
28
The slide uses a structured list format to present key business updates.show_traction
Open slide detailBeat · Financials
29
The slide uses a waterfall-style reconciliation to bridge segment yields to total ROE.analyze_data
Open slide detailBeat · Financials
30
The slide provides a breakdown of debt components and calculates leverage ratios.analyze_data
Open slide detailBeat · Financials
31
The slide combines a stacked bar chart showing funding mix over time with a specific table detailing current corporate financing balances and coupons.analyze_data
Open slide detailBeat · Financials
32
The table is split into two main sections: Borrowings under credit facilities and Borrowings under repurchase agreements.analyze_data
Open slide detailBeat · Financials
33
The chart displays 14 quarters of data (Q118 to Q321) with 4 segments per bar, plus callouts for current WA Servicing Fee and WAC.show_traction
Open slide detailBeat · Financials
34
The chart breaks down liquidity into Cash & Cash Equivalents, Warehouse Advances/Securitization Proceeds, P&I Collections, and Estimated Proceeds on AFS.analyze_data
Open slide detailBeat · Financials
35
Includes two tables of quarterly financial data and an area chart showing total shareholder return.analyze_data
Open slide detailBeat · Financials
36
Includes four distinct charts: Risk Rating Distribution (bar-grouped), Average Risk Rating (bar-grouped), CECL Trends (bar-vertical), and CECL Distribution (watanalyze_data
Open slide detailBeat · Financials
37
front_matter
38
Includes a donut chart of GAV composition, an org chart snippet, and a table of employee distribution.cite_precedent
40
Financial data presented in thousands, except for Adjusted Book Value per Share.analyze_data
41
The table includes interest income, non-interest income, expenses, and per-share metrics.analyze_data
42
Includes detailed footnotes explaining the adjustments made to GAAP figures to arrive at Distributable Earnings.analyze_data
43
Includes NYSE listing badge.front_matter