Ready Capital | Investor Presentation Deck | 43 slides

Ready Capital · 2021-09
arc beats above · slides in the middle · loops below · scroll → 3 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Slide inventory

43
every slide · same image gating as the playbook
01
Slide 1
Includes NYSE listing badge.front_matter
03
The slide uses a list of checkmarks to highlight competitive advantages.summarize
04
present_solution
Open slide detailBeat · SolutionLoop · Aha Moment
05
analyze_data
Open slide detailBeat · SolutionLoop · Aha Moment
06
transition
Open slide detailBeat · SolutionLoop · Aha Moment
07
SBC defined as <$10M value and <50k sq ft. Chart shows market composition and origination volume vs interest rates.size_opportunity
Open slide detailBeat · Problem
08
The slide uses a list format to present key performance indicators and operational facts.show_traction
Open slide detailBeat · Problem
09
The chart displays a clear upward trend in originations, with acquisitions contributing periodically.show_traction
10
The table categorizes products by asset lifecycle stage: Heavy Transitional, Light Transitional, Stabilizing, and Stabilized.compare_peers
11
The slide presents a specific loan transaction as a proof point for the company's lending capabilities.illustrate_case
12
The slide presents a specific loan transaction profile including financial metrics like LTV and Retained Yield.illustrate_case
13
The slide presents a specific transaction example (North Walcott) with a table of loan metrics.illustrate_case
14
SBC likely stands for Small Balance Commercial.analyze_data
15
transition
16
establish_context
Open slide detailLoop · Why Now
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The slide provides context on the SBA 7(a) program and displays two bar charts showing market trends from 2015 to 2021.size_opportunity
Open slide detailLoop · Why Now
18
analyze_data
Open slide detailLoop · Why Now
19
The chart shows significant growth in originations, with a notable jump in 2018 and a strong 2021 YTD performance.show_traction
Open slide detailLoop · Why Now
20
The slide presents a specific loan transaction as a proof point for the company's lending capabilities.illustrate_case
21
UPB stands for Unpaid Principal Balance; WA LTV is Weighted Average Loan-to-Value; WA Coupon is Weighted Average Coupon; %60+ refers to delinquency status.analyze_data
22
transition
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establish_context
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The top chart shows absolute dollar volume in millions; the bottom chart shows percentage mix.show_traction
25
The chart displays UPB in millions/billions (bars) and WAC percentage (line).show_traction
26
transition
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The slide uses a structured list format to present key performance indicators.summarize
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
28
The slide uses a structured list format to present distinct business updates.show_traction
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
29
The table reconciles segment-level yields and allocations to a final Return on Equity figure, adjusting for various financial line items.analyze_data
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
30
The slide provides a breakdown of debt components and compares total vs. recourse leverage ratios over time.analyze_data
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
31
Includes a stacked bar chart showing funding mix over time and a detailed table of corporate financing instruments.analyze_data
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
32
The table is split into two main sections: Borrowings under credit facilities and Borrowings under repurchase agreements, with a final total for secured borrowianalyze_data
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
33
Includes callouts for Current WA Servicing Fee (27bps) and Current WAC (5.0%) pointing to the Q221 bar.show_traction
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
34
The chart displays cash, warehouse advances, P&I collections, and estimated proceeds to arrive at a total liquidity figure.analyze_data
Open slide detailBeat · FinancialsLoop · Cost Of Inaction
35
Includes two tables of financial KPIs and an area chart for total shareholder return.show_traction
36
The slide provides a detailed breakdown of loan risk metrics for Ready Capital, comparing SBC and SBA loan portfolios.analyze_data
37
transition
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Includes a disclaimer regarding management agreement and investment strategy.summarize
Open slide detailBeat · Team
40
Includes page number 40 in bottom right corner.analyze_data
41
Financial data table showing revenue, expenses, and earnings per share.analyze_data
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Includes detailed footnotes explaining the adjustments made to GAAP Net Income.analyze_data
43
Includes NYSE listing badge.front_matter