HomeStreet | Results Presentation Deck | 36 slides

HomeStreet · 2024-01
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Deck intelligence map

5
coverage by narrative range · generated from this deck JSON

Slide inventory

36
every slide · same image gating as the playbook
01
Slide 1
front_matter
Open slide detailBeat · Attention
02
other
Open slide detailBeat · Attention
03
The slide uses a background image of a bank branch and a callout box to contextualize the financial results.summarize
Open slide detailBeat · Attention
04
Includes company logo and stock ticker.front_matter
Open slide detailBeat · Attention
05
Includes callouts for Seattle Metro and Southern California regions.establish_context
Open slide detailBeat · Need
06
The slide uses a split-layout design with a dark grey background for the strategy points and a white background for the context callout.present_solution
Open slide detailBeat · Need
07
summarize
Open slide detailBeat · Need
08
summarize
Open slide detailBeat · Need
09
The slide uses a dual-axis style chart (bar for income, line for margin) to illustrate the downward trend.analyze_data
Open slide detailBeat · Need
10
analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
11
The chart displays total borrowings and interest-bearing deposits as stacked bars, with average rate and period-end cost of deposits as trend lines.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
12
The chart displays total deposit balances in billions alongside percentage breakdowns for three categories: Time Deposits, Interest-Bearing Transaction & Savinganalyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
13
The chart displays five categories of income: Net Gain on Single Family Loan Sales, Net Gain on Commercial & CRE Loan Sales, Loan Servicing Income, Deposit Feesanalyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
14
The top chart is a combo chart with grouped bars for volume and a line for margin. The bottom chart is a line chart showing revenue percentage.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
15
The chart uses a combination of stacked bar charts for volume and line charts for margins.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
16
The 2Q23 spike is driven by a large Goodwill impairment charge.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
17
The chart uses a dual-axis approach to compare absolute asset values against expense ratios.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
18
The slide uses donut charts to visualize portfolio composition.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
19
The slide uses a series of donut charts to show geographic concentration per asset class, followed by tables of loan characteristics and financial metrics.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
20
The slide uses a series of donut charts to show geographic distribution across five loan categories, followed by detailed loan characteristics and financial metanalyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
21
analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
22
The chart displays 9 distinct industry segments with their respective percentage contributions to the total balance.analyze_data
Open slide detailBeat · SatisfactionLoop · Logic Chain
23
The slide compares internal historical NPS performance against a cross-sectional industry benchmark.compare_peers
Open slide detailBeat · SatisfactionLoop · Logic Chain
24
The slide uses a table structure to organize ESG activities.summarize
Open slide detailBeat · Visualization
25
transition
Open slide detailBeat · VisualizationLoop · Cost Of Inaction
26
Includes a disclaimer regarding forward-looking statements at the bottom.analyze_data
Open slide detailBeat · VisualizationLoop · Cost Of Inaction
27
appendix
Open slide detailBeat · Action
28
Includes both GAAP and non-GAAP (Core) financial measures.analyze_data
Open slide detailBeat · Action
29
Includes footnotes regarding non-GAAP measures and loan ratio exclusions.analyze_data
Open slide detailBeat · Action
30
Values are in millions of dollars. Percentages represent the share of total loans.analyze_data
Open slide detailBeat · Action
31
Data is presented in millions of dollars with percentage breakdowns for each category.analyze_data
Open slide detailBeat · Action
32
The table includes a footnote clarifying the calculation methodology for the reserve rate.analyze_data
Open slide detailBeat · Action
33
Includes quarterly data from Dec 31, 2022 to Dec 31, 2023 and YTD Dec 31, 2023.analyze_data
Open slide detailBeat · Action
34
Includes a footnote regarding the effective tax rate used for computations.analyze_data
Open slide detailBeat · Action
35
The table provides a detailed reconciliation of non-GAAP financial metrics, specifically focusing on efficiency ratios.analyze_data
Open slide detailBeat · Action
36
other
Open slide detailBeat · Action