First Citizens BancShares | Results Presentation Deck | 51 slides

First Citizens BancShares · 2024-01
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Slide inventory

51
every slide · same image gating as the playbook
01
Slide 1
front_matter
02
front_matter
04
transition
Open slide detailBeat · Attention
05
Includes a disclaimer regarding Non-GAAP metrics at the bottom.summarize
Open slide detailBeat · AttentionLoop · Zoom In
06
The slide uses a classic 'temple' metaphor to represent strategic pillars supported by a foundation.summarize
Open slide detailBeat · AttentionLoop · Zoom In
07
plan_implementation
Open slide detailBeat · ActionLoop · Zoom In
08
transition
Open slide detailBeat · NeedLoop · Zoom In
09
summarize
Open slide detailBeat · NeedLoop · Zoom In
10
The table provides a side-by-side comparison of GAAP vs Non-GAAP financial performance metrics.analyze_data
Open slide detailBeat · NeedLoop · Zoom In
11
Includes both GAAP (Reported) and Non-GAAP (Adjusted) financial data.analyze_data
Open slide detailBeat · NeedLoop · Zoom In
12
The slide uses a combo chart (bar for NII, line for NIM) to visualize financial performance over five quarters.analyze_data
13
The slide uses two waterfall charts to bridge the NIM from a starting period to an ending period.analyze_data
14
The slide highlights a terminal beta of 44% in 1Q24 and explains the drivers behind mid/high vs lower beta categories.analyze_data
15
The chart uses a stacked bar format to distinguish between adjusted non-GAAP income, notable items, and acquisition gains.analyze_data
16
The chart compares quarterly noninterest expenses from 4Q22 to 4Q23.analyze_data
17
Includes footnotes regarding non-GAAP measures and specific liquidity calculations.analyze_data
18
The chart includes yield on loans metrics for specific segments and periods.summarize
19
The slide uses two pie charts to visualize the composition of the loan portfolio.analyze_data
20
The chart tracks deposit growth and cost of deposits across four categories: Interest-bearing, Noninterest-bearing, SVB Interest-bearing, and SVB Noninterest-beanalyze_data
21
Includes data for First Citizens BancShares; shows deposit distribution across various categories.analyze_data
22
The slide includes a table of funding sources and a line chart tracking cost of interest-bearing liabilities, deposits, and total interest-bearing deposits.analyze_data
23
Includes a footnote regarding non-GAAP adjustments for the provision for credit losses.analyze_data
24
The waterfall chart explains the $74M increase in ALLL.analyze_data
25
The slide uses a donut chart to show the proportion of CRE and Innovation loans relative to the total loan book, supported by two detailed tables.analyze_data
26
Includes a footnote regarding ALLL ratio for a specific subset of loans.analyze_data
27
Data as of December 31, 2023.analyze_data
28
Includes a waterfall chart for tangible book value per share and a rollforward table for capital ratios.analyze_data
29
Includes a waterfall chart showing the impact of RWA and AOCI on CET1 capital.summarize
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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transition
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
31
Includes detailed footnotes regarding non-GAAP adjustments and management's disclaimer on forward-looking statements.analyze_data
33
Data presented in millions of dollars.analyze_data
34
Includes interest income, interest expense, noninterest income, and noninterest expense line items.analyze_data
35
Includes GAAP to Non-GAAP reconciliation for noninterest income.analyze_data
36
Includes a reconciliation table for 'notable items' to arrive at adjusted noninterest expense.analyze_data
37
Includes footnotes regarding FDIC credit facility capacity and collateral requirements.analyze_data
38
The table breaks down assets into Available-for-Sale (AFS) and Held-to-Maturity (HTM) categories.analyze_data
39
Data presented in millions of dollars; includes footnotes regarding calculation methodology.analyze_data
40
Includes a note on segment composition at the bottom.analyze_data
41
Includes Income Statement, Balance Sheet, and Other Key Metrics.analyze_data
42
Includes income statement, balance sheet, and key metrics with qualitative highlights.analyze_data
43
Includes income statement, balance sheet, and key operational metrics.analyze_data
44
The table tracks beginning balances, additions, and accretion/amortization for various financial instruments following acquisitions.analyze_data
46
transition
47
The table provides a bridge between GAAP and non-GAAP financial measures by adjusting for infrequent or non-cash items.analyze_data
48
Standard financial disclosure table for non-GAAP measures.analyze_data
49
Includes footnote regarding exclusion of notable items.analyze_data
50
Includes GAAP to non-GAAP adjustments for equity and asset metrics.analyze_data
51
Includes reconciliations for book value, efficiency ratio, rental income, and income tax expense.analyze_data