HomeStreet | Results Presentation Deck | 36 slides

HomeStreet · 2023-10
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Deck intelligence map

4
coverage by narrative range · generated from this deck JSON

Slide inventory

36
every slide · same image gating as the playbook
01
Slide 1
front_matter
Open slide detailBeat · Attention
02
other
Open slide detailBeat · Attention
03
The slide uses a split layout with bulleted financial results on the left and a contextual summary callout on the right.summarize
Open slide detailBeat · Attention
04
The slide serves as an introductory company profile.front_matter
Open slide detailBeat · Attention
05
The slide includes a disclaimer about satellite offices not being depicted.establish_context
Open slide detailBeat · Need
06
present_solution
Open slide detailBeat · Need
07
summarize
Open slide detailBeat · Need
08
The slide uses a split layout with a dark grey background for text and a white background for the 'Liquidity Considerations' callout.summarize
Open slide detailBeat · Need
09
The slide uses a combination of a bar chart for income and a line chart for margin to illustrate the downward trend.analyze_data
Open slide detailBeat · Need
10
The chart uses a dual-axis approach: stacked bars for balances ($ Billions) and a line for average yield (Percent).analyze_data
Open slide detailBeat · SatisfactionLoop · Benchmark Gap
11
The chart uses a dual-axis approach: left axis for dollar amounts (billions) and right axis for percentage rates.analyze_data
Open slide detailBeat · SatisfactionLoop · Benchmark Gap
12
The chart combines absolute dollar values (left axis) with percentage composition (labels inside bars) and a trend line for consumer deposits.analyze_data
Open slide detailBeat · SatisfactionLoop · Benchmark Gap
13
The chart displays quarterly trends in various income streams, with a notable one-time gain on sale of branches in 3Q22.analyze_data
Open slide detailBeat · SatisfactionLoop · Benchmark Gap
14
analyze_data
Open slide detailBeat · SatisfactionLoop · Benchmark Gap
15
The chart displays a significant decline in both sales volume and margins for both DUS and CRE segments over the observed period.analyze_data
Open slide detailBeat · SatisfactionLoop · Benchmark Gap
16
The 2Q23 spike is driven by a large Goodwill impairment charge.analyze_data
Open slide detailBeat · SatisfactionLoop · Benchmark Gap
17
The slide uses donut charts to visualize the percentage breakdown of different loan categories.analyze_data
Open slide detailBeat · Satisfaction
18
The slide uses a series of donut charts to show geographic concentration per asset class, followed by tables of loan metrics.analyze_data
Open slide detailBeat · Satisfaction
19
The slide uses a series of donut charts to show geographic concentration per loan category, followed by bulleted lists for loan terms and financial metrics.analyze_data
Open slide detailBeat · Satisfaction
20
analyze_data
Open slide detailBeat · Satisfaction
21
analyze_data
Open slide detailBeat · Satisfaction
22
The slide uses visual badges to represent awards from Bank Director and MortgageCX.summarize
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
23
The slide compares internal historical NPS performance against a set of industry peers.analyze_data
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
24
summarize
Open slide detailBeat · Visualization
25
transition
Open slide detailBeat · Visualization
26
Includes a disclaimer regarding forward-looking statements.summarize
Open slide detailBeat · Visualization
28
Includes non-GAAP financial measures noted with (1).analyze_data
29
Includes footnotes regarding non-GAAP measures and loan ratio exclusions.analyze_data
30
Data is presented in millions of dollars with percentage of total portfolio.analyze_data
31
Data is presented in millions of dollars with percentage breakdowns for each category.analyze_data
32
The table includes both reserve amounts (in thousands) and reserve rates for various loan categories.analyze_data
33
Includes HomeStreet logo in top right corner.analyze_data
34
Includes a footnote regarding the effective tax rate used for goodwill impairment charges.analyze_data
35
Includes adjustments for goodwill impairment and state taxes, as well as SFL-specific expense and revenue adjustments.analyze_data
36
Standard regulatory disclosure for non-GAAP financial reporting.other