Heartland Financial USA | Results Presentation Deck | 35 slides

Heartland Financial USA · 2023-10
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Slide inventory

35
every slide · same image gating as the playbook
01
Slide 1
front_matter
Open slide detailBeat · Current State
02
other
Open slide detailBeat · Current State
03
front_matter
Open slide detailBeat · Current State
04
Includes a footnote regarding non-GAAP financial measures.summarize
Open slide detailBeat · Current StateLoop · Logic Chain
05
The slide highlights a 40-year track record of dividend growth/maintenance.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Logic Chain
06
The slide uses bar charts to compare financial performance over time.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Logic Chain
07
Includes specific definitions for cycle beta and non-customer deposits in footnotes.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Logic Chain
08
The slide includes a table of 3Q2023 data and a trend chart from 3Q2022 to 3Q2023.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Logic Chain
09
The pie chart shows the total revenue mix, while the stacked bar charts detail the components of commercial and consumer revenues from 2020 to 2023 YTD.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Logic Chain
10
The slide tracks two key financial efficiency metrics over time, highlighting the distinction between core and non-core expenses.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Logic Chain
11
present_solution
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
12
Includes a table of liquidity sources, on-balance sheet assets, and a comparison of liquidity metrics between 6/30/2023 and 9/30/2023.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
13
Includes a detailed breakdown of AFS and HTM investments, a trend chart for AFS cost basis, and a multi-quarter performance table.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
14
The slide uses a mix of pie charts for composition and bar charts for trends.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
15
HTLF company presentation slide.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
16
The slide provides a snapshot of portfolio health for a specific loan segment.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
17
The slide uses a mix of bar charts and pie charts to illustrate portfolio composition and performance.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
18
Includes a waterfall chart for uninsured deposits and a stacked bar chart for deposit flows.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
19
The slide uses four donut charts to illustrate the composition of deposits across different dimensions.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
20
Includes non-GAAP adjustments for AOCI in certain metrics.analyze_data
Open slide detailBeat · Financial PerformanceLoop · Cost Of Inaction
21
Includes definitions of non-performing loans and assets in the footer.analyze_data
Open slide detailBeat · Future Outlook
22
The top left chart is a waterfall bridge showing the change in allowance balance from 12/31/2022 to 9/30/2023.analyze_data
Open slide detailBeat · Future Outlook
24
The slide uses a logo-grid to demonstrate corporate structure and brand unity.establish_context
25
transition
27
Includes reconciliations for Tangible Book Value, Tangible Common Equity Ratio, Adjusted Tangible Common Equity Ratio, and Annualized Net Interest Margin.analyze_data
28
Includes two distinct reconciliation tables: Adjusted Efficiency Ratio and Ratio of Core Expenses to Average Assets.analyze_data
29
The slide provides a bridge between GAAP net income and non-GAAP net income excluding intangible amortization, as well as the calculation of tangible common equanalyze_data
30
Includes footnote regarding tax-equivalent basis calculation.analyze_data
31
Includes reconciliation for Adjusted Efficiency Ratio and Annualized Ratio of Core Expenses to Average Assets.analyze_data
32
Includes a footnote regarding tax-equivalent basis calculation.analyze_data
33
Includes reconciliation of Non-GAAP Measure-Adjusted Efficiency Ratio and Annualized Ratio of Core Expenses to Average Assets.summarize
34
Includes footnote regarding tax-equivalent basis calculation.analyze_data
35
The slide uses a logo-grid to demonstrate corporate structure and brand unity.establish_context