First Citizens BancShares | Results Presentation Deck | 56 slides

First Citizens BancShares · 2023-10
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Slide inventory

56
every slide · same image gating as the playbook
01
Slide 1
front_matter
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front_matter
04
transition
Open slide detailBeat · Attention
05
The slide uses a split-layout with qualitative accomplishments on the left and quantitative financial highlights on the right.summarize
Open slide detailBeat · Attention
06
The slide uses a status-based progress tracking framework.plan_implementation
Open slide detailBeat · NeedLoop · Cost Of Inaction
07
prioritize
Open slide detailBeat · NeedLoop · Cost Of Inaction
08
summarize
Open slide detailBeat · NeedLoop · Cost Of Inaction
09
Includes a map of US regions and a categorized list of service offerings.present_solution
Open slide detailBeat · NeedLoop · Cost Of Inaction
10
transition
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
11
summarize
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
12
Includes a disclaimer regarding Non-GAAP measures.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
13
Includes a reconciliation section for notable items.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
14
The chart uses a dual-axis approach (bars for NII, line for NIM) to show performance trends.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
15
The slide uses two waterfall charts to bridge the NIM from a starting period to an ending period.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
16
Includes a line chart comparing shock vs ramp scenarios and a table detailing quarterly impacts.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
17
The slide uses a combination of a bar chart for cumulative beta and a stacked bar chart for category composition.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
18
The chart uses a stacked bar format to distinguish between adjusted noninterest income, notable items, and gain on acquisition.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
19
The chart uses a stacked bar format to distinguish between core adjusted expenses and notable items.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
20
The slide uses two pie charts to break down income and expense categories, with dollar values and percentages provided for each segment.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
21
Includes non-GAAP financial measures and specific footnotes regarding operating lease equipment and public funds.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
22
The chart tracks General Bank, Commercial Bank, and SVB segments, with yield percentages overlaid on the General Bank segment.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
23
The slide uses two pie charts to visualize the composition of the loan portfolio.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
24
The chart tracks interest-bearing, noninterest-bearing, and SVB-specific deposit segments over five quarters.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
25
Includes detailed footnotes regarding rounding and public funds collateralization.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
26
Includes a table of period-end balances and a line chart showing cost of funds trends.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
27
Includes a footnote regarding non-GAAP adjustments for provision for credit losses.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
28
The waterfall chart explains the $36M increase in ALLL. The coverage chart shows ALLL/NCO and ALLL/Nonaccrual ratios.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
29
Includes a methodological note regarding the expansion of the CRE definition in 3Q23.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
30
The slide includes a donut chart for geographic distribution, a table for top MSAs, and a summary table for portfolio metrics.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
31
Data as of September 30, 2023.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
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Includes a waterfall chart for tangible book value per share and a table for capital ratio rollforward.analyze_data
Open slide detailBeat · SatisfactionLoop · Hypothesis Test
33
transition
Open slide detailBeat · Action
34
Includes detailed footnotes regarding non-GAAP adjustments and forward-looking statement disclaimers.analyze_data
Open slide detailBeat · Action
35
appendix
Open slide detailBeat · Action
36
Values are in millions of dollars.analyze_data
Open slide detailBeat · Action
37
The data shows a significant spike in 'Gain on acquisition' in 1Q23.analyze_data
Open slide detailBeat · Action
38
Includes a reconciliation of GAAP to adjusted noninterest income by removing notable items.analyze_data
Open slide detailBeat · Action
39
The slide provides a reconciliation between GAAP and adjusted noninterest expense figures.analyze_data
Open slide detailBeat · Action
40
Includes a footnote regarding public funds treatment.analyze_data
Open slide detailBeat · Action
41
The table breaks down the portfolio into Available-for-Sale (AFS) and Held-to-Maturity (HTM) categories.analyze_data
Open slide detailBeat · Action
42
Includes footnote regarding assets held for sale and factoring clients.analyze_data
Open slide detailBeat · Action
43
Includes income statement and balance sheet metrics for the segment.analyze_data
Open slide detailBeat · Action
44
Includes footnote regarding segment composition.analyze_data
Open slide detailBeat · Action
45
Includes income statement, balance sheet, and key metrics for the SVB segment.analyze_data
Open slide detailBeat · Action
46
The chart tracks two distinct metrics (Loans and Deposits) over time with specific annotations explaining the drivers of the observed declines.analyze_data
Open slide detailBeat · Action
47
The table tracks Total assets, Loans & leases, Deposits, Off balance sheet client funds, and Private bank AUM.analyze_data
Open slide detailBeat · Action
48
analyze_data
Open slide detailBeat · Action
49
Includes impact of SVB acquisition and prior acquisitions.analyze_data
Open slide detailBeat · Action
50
The slide provides a side-by-side view of credit ratings across different debt instruments and entities.analyze_data
Open slide detailBeat · Action
51
transition
Open slide detailBeat · Action
52
Includes detailed footnotes explaining the nature of the adjustments.analyze_data
Open slide detailBeat · Action
53
The slide provides a detailed breakdown of adjustments to GAAP figures to arrive at non-GAAP metrics, including weighted average shares and credit loss provisioanalyze_data
Open slide detailBeat · Action
54
Includes footnote regarding notable items exclusion.analyze_data
Open slide detailBeat · Action
55
Includes specific line items for GAAP to non-GAAP adjustments such as goodwill and intangible assets.analyze_data
Open slide detailBeat · Action
56
Includes specific line items for rail segment adjustments and tax impacts.analyze_data
Open slide detailBeat · Action