First Citizens BancShares | Results Presentation Deck | 57 slides

First Citizens BancShares · 2023-08
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Slide inventory

57
every slide · same image gating as the playbook
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Slide 1
front_matter
Open slide detailBeat · Attention
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front_matter
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other
Open slide detailBeat · Attention
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transition
Open slide detailBeat · Attention
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summarize
Open slide detailBeat · NeedLoop · Cost Of Inaction
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The slide uses a status-based roadmap structure to track integration progress.plan_implementation
Open slide detailBeat · NeedLoop · Cost Of Inaction
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prioritize
Open slide detailBeat · NeedLoop · Cost Of Inaction
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summarize
Open slide detailBeat · NeedLoop · Cost Of Inaction
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The slide uses a dual-line chart to track two distinct financial metrics over the same time period.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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transition
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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summarize
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The table includes a disclaimer regarding Non-GAAP adjustments.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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Includes a reconciliation section for notable items and a footnote regarding non-GAAP adjustments.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The table details adjustments to noninterest income, noninterest expense, and provision for credit losses to arrive at adjusted net income and EPS.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide uses a dual-axis chart (bar for NII, line for NIM) and provides a textual breakdown of the drivers for the quarter-over-quarter and year-over-year chaanalyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide uses two waterfall charts to bridge NIM performance over two different time periods.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide uses a line chart to compare 'Shock' vs 'Ramp' scenarios and a table to detail quarterly impacts.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide uses a combination of a bar chart for cumulative beta and a stacked bar chart for category composition.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The chart uses a stacked bar format to distinguish between adjusted income, notable items, and acquisition gains, with specific callouts for 1Q23 and 2Q23.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The chart shows a significant jump in 2Q23 due to the SVB acquisition.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide uses Non-GAAP measures, with a disclaimer at the bottom referencing page 15 for reconciliation.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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Includes footnotes regarding non-GAAP measures and specific asset/liability definitions.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The chart tracks General Bank, Commercial Bank, and SVB segments, with yield on loans overlaid as circles.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide provides a detailed quantitative breakdown of the loan portfolio by product type and internal business segment.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The chart includes cost of deposits in bps as circular callouts on the interest-bearing segments.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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Includes footnotes regarding public funds and corporate brokered deposits.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide includes a red box highlighting the 2Q23 column in the main table.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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Includes footnotes regarding specific exclusions for provision for credit losses.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The waterfall chart explains the $32M increase in ACL. The coverage chart shows ACL/NCO ratio and ACL/Nonaccrual loans.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide shows CRE represents $17.1B out of $133.0B total loans.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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The slide provides a snapshot of the portfolio as of June 30, 2023.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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Includes a waterfall chart for tangible book value per share and a table for capital ratio rollforward.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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Includes tables for capital ratios, liquidity sources, and credit quality metrics over time.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
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transition
Open slide detailBeat · Action
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Includes specific footnotes regarding non-GAAP adjustments and management's disclaimer on forward-looking measures.analyze_data
Open slide detailBeat · Action
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appendix
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The table displays financial data in millions of dollars.analyze_data
Open slide detailBeat · Action
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Includes a significant one-time gain on acquisition in 1Q23.analyze_data
Open slide detailBeat · Action
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Includes GAAP to non-GAAP reconciliation for noninterest income.analyze_data
Open slide detailBeat · Action
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The table includes a reconciliation between GAAP and adjusted noninterest expense.analyze_data
Open slide detailBeat · Action
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The chart is a donut chart representing the composition of total deposits ($141.2B) split between Legacy FCB and Legacy SVB, and further segmented by insured/unanalyze_data
Open slide detailBeat · Action
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The slide includes a footnote regarding public funds treatment.analyze_data
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The table distinguishes between Available-for-Sale (AFS) and Held-to-Maturity (HTM) portfolios.analyze_data
Open slide detailBeat · Action
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The table includes comparative data for 2Q23, 1Q23, 2Q22, and 1Q23, with change columns for 2Q23 vs 2Q22.analyze_data
Open slide detailBeat · Action
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Includes a footnote defining the scope of the Commercial Banking segment.analyze_data
Open slide detailBeat · Action
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Includes footnote regarding segment composition and acquisition-related branch options.summarize
Open slide detailBeat · Action
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Includes income statement, balance sheet, and key metrics for the segment post-acquisition.analyze_data
Open slide detailBeat · Action
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Includes Income Statement, Balance Sheet, and Other Key Metrics for the Rail segment.analyze_data
Open slide detailBeat · Action
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The table tracks beginning balances, additions, and amortization/accretion adjustments across five reporting periods.analyze_data
Open slide detailBeat · Action
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The slide provides a detailed breakdown of credit ratings across different debt instruments for two related entities.analyze_data
Open slide detailBeat · Action
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transition
Open slide detailBeat · Action
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This is a standard financial disclosure slide reconciling GAAP to non-GAAP measures.analyze_data
Open slide detailBeat · Action
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Includes reference letters (a-k) for reconciliation calculations.analyze_data
Open slide detailBeat · Action
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Includes GAAP to non-GAAP adjustments for PPNR and derived profitability ratios.analyze_data
Open slide detailBeat · Action
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Includes GAAP to non-GAAP adjustments for goodwill and intangible assets.analyze_data
Open slide detailBeat · Action
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Includes specific line items for rail segment and income tax adjustments.analyze_data
Open slide detailBeat · Action