Pathward Financial | Results Presentation Deck | 33 slides — playbook

Pathward Financial | Results Presentation Deck | 33 slides

Pathward Financial · 2023-07

arc beats above · slides in the middle · loops below · scroll → 1 LOOPS

Deck intelligence map

3

coverage by narrative range · generated from this deck JSON

Narrative range 14 total

Metadata

Components

Metrics

Tools

Frameworks

Beats

Loops

Problem 3 slides 100% 3/3 slides 100% 3/3 slides · 12 hits

— 0/3 slides

— 0/3 slides

— 0/3 slides

100% 3/3 slides

— 0/3 slides

Solution 4 slides 100% 4/4 slides 100% 4/4 slides · 20 hits

— 0/4 slides

75% 3/4 slides

— 0/4 slides

100% 4/4 slides

— 0/4 slides

Financials 7 slides 100% 7/7 slides 100% 7/7 slides · 31 hits

— 0/7 slides

— 0/7 slides

14.3% 1/7 slides 100% 7/7 slides 100% 7/7 slides

Slide inventory

33

every slide · same image gating as the playbook

01

front_matter

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02

front_matter

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03

summarize

Open slide detailBeat · Problem

04

summarize

Open slide detailBeat · Problem

05

summarize

Open slide detailBeat · Problem

06

The slide uses a series of bar charts to illustrate year-over-year growth percentages.analyze_data

Open slide detailBeat · Solution

07

The chart shows a 2% growth in total managed deposits year-over-year.analyze_data

Open slide detailBeat · Solution

08

analyze_data

Open slide detailBeat · Solution

09

The slide uses a donut chart for liquidity composition and a bar chart for share repurchase volume.analyze_data

Open slide detailBeat · Solution

10

Includes a bridge calculation for FY2023 adjusted EPS.analyze_data

Open slide detailBeat · FinancialsLoop · Cost Of Inaction

11

summarize

Open slide detailBeat · FinancialsLoop · Cost Of Inaction

12

summarize

Open slide detailBeat · FinancialsLoop · Cost Of Inaction

13

Includes footnotes regarding GAAP/adjusted earnings and YTD annualization.analyze_data

Open slide detailBeat · FinancialsLoop · Cost Of Inaction

14

Includes a footnote regarding share repurchases and tax withholding.summarize

Open slide detailBeat · FinancialsLoop · Cost Of Inaction

15

summarize

Open slide detailBeat · FinancialsLoop · Cost Of Inaction

16

Includes a detailed table of income statement line items and bulleted commentary on financial performance.analyze_data

Open slide detailBeat · FinancialsLoop · Cost Of Inaction

17

The table includes both absolute dollar values and key performance metrics like NIM, ROA, and ROE.analyze_data

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18

Includes a table detailing net interest income, product income, expenses, and loss rates for tax services.analyze_data

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19

The slide uses a combination of a pie chart for current composition and a stacked bar chart for historical growth.analyze_data

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20

The chart illustrates the correlation between Fed Funds Rate and deposit costs, highlighting the impact of variable rate indexing on cost of deposits.analyze_data

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21

The slide uses two pie charts to illustrate the revenue mix and the specific components of noninterest income.analyze_data

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22

Includes a dual-chart layout showing average loans/yields and period-end composition by segment.analyze_data

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23

establish_context

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24

The slide uses a combination of a pie chart for portfolio composition and a multi-line chart for historical performance metrics.analyze_data

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25

Includes regulatory disclosures regarding interest rate modeling assumptions.analyze_data

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26

Includes specific commentary on the drivers of NPAs/NPLs increase in 3Q23.analyze_data

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27

Includes a footnote regarding CECL transition and preliminary regulatory reporting status.analyze_data

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28

appendix

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29

Standard financial disclosure slide for non-GAAP metrics.analyze_data

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30

The table reconciles GAAP figures to non-GAAP adjusted figures for five consecutive quarters ending June 30, 2023.summarize

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31

Includes two tables showing GAAP and Adjusted Efficiency Ratio calculations over five quarterly periods.analyze_data

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32

The table provides a comprehensive view of lending assets, including MRQ yield and percentage of total portfolio.analyze_data

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33

The chart uses NAICS codes for industry classification.analyze_data

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