HomeStreet | Results Presentation Deck | 36 slides

HomeStreet · 2023-07
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Slide inventory

36
every slide · same image gating as the playbook
01
Slide 1
front_matter
03
The slide uses a background image of a bank branch and a callout box to contextualize the financial results.summarize
Open slide detailBeat · Attention
04
This is a corporate profile slide, likely page 3 of an investor presentation.front_matter
Open slide detailBeat · Attention
05
The slide includes a disclaimer about satellite offices not being depicted.establish_context
Open slide detailBeat · Interest
06
present_solution
Open slide detailBeat · Interest
07
summarize
Open slide detailBeat · Interest
08
The slide uses a split-layout with a dark grey background for content and a white background for the title callout.summarize
Open slide detailBeat · Interest
09
The slide uses a dual-axis combo chart (bar for income, line for margin).analyze_data
Open slide detailBeat · Interest
10
The chart displays a stacked bar for balances (Loans + Investment Securities) and a line graph for Average Yield.analyze_data
Open slide detailBeat · DesireLoop · Zoom In
11
The chart uses a dual-axis approach to correlate balance growth with interest rate increases.analyze_data
Open slide detailBeat · DesireLoop · Zoom In
12
The chart uses a dual-axis approach: the left axis represents absolute dollar amounts in billions, while the right axis represents the percentage composition ofanalyze_data
Open slide detailBeat · DesireLoop · Zoom In
13
The chart displays six categories of income across five quarters.analyze_data
Open slide detailBeat · DesireLoop · Zoom In
14
The slide tracks quarterly performance from 2Q21 to 2Q23, highlighting a decline in loan volumes and margins, alongside revenue percentage trends.analyze_data
Open slide detailBeat · DesireLoop · Zoom In
15
The chart uses stacked bars for sales volume (DUS and CRE) and lines for margins.analyze_data
Open slide detailBeat · DesireLoop · Zoom In
16
The chart shows a significant increase in noninterest expense in 2Q23 due to goodwill impairment charges.analyze_data
Open slide detailBeat · DesireLoop · Zoom In
17
The slide uses donut charts to visualize portfolio composition. The 'A highly diversified...' text is framed by brackets, emphasizing it as a key takeaway.analyze_data
Open slide detailBeat · DesireLoop · Zoom In
18
The slide uses a series of donut charts to show geographic concentration across five property categories, followed by standardized loan terms and portfolio perfanalyze_data
Open slide detailBeat · DesireLoop · Zoom In
19
The slide uses a series of donut charts to show geographical distribution across five loan categories, followed by bulleted lists for loan characteristics and fanalyze_data
Open slide detailBeat · DesireLoop · Zoom In
20
analyze_data
Open slide detailBeat · DesireLoop · Zoom In
21
analyze_data
22
The slide uses visual badges to establish credibility and authority.summarize
23
The slide uses a combination of a time-series bar/line chart and a waterfall-style bar chart for peer benchmarking.analyze_data
24
summarize
25
transition
Open slide detailLoop · Why Now
26
Includes a disclaimer regarding forward-looking statements.summarize
Open slide detailBeat · SatisfactionLoop · Why Now
28
Includes non-GAAP financial measures with a footnote referencing the appendix for reconciliation.analyze_data
29
Includes non-GAAP financial measure disclosure and specific exclusions for asset quality ratios.analyze_data
30
Data is presented in millions of dollars with percentage of total for each category.analyze_data
31
analyze_data
32
The reserve rate is calculated excluding balances related to loans that are insured by the FHA or guaranteed by the VA or SBA.analyze_data
33
The table provides quarterly data from June 30, 2022, to June 30, 2023, plus YTD June 30, 2023.analyze_data
34
Includes a footnote regarding the effective tax rate used for goodwill impairment charges.analyze_data
35
The table provides detailed adjustments to noninterest expense and revenue to derive non-GAAP efficiency ratios.analyze_data
36
Standard financial disclosure slide for non-GAAP metrics.appendix