Heartland Financial USA | Results Presentation Deck | 34 slides

HTLF · 2023-07
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Deck intelligence map

4
coverage by narrative range · generated from this deck JSON

Slide inventory

34
every slide · same image gating as the playbook
01
Slide 1
front_matter
Open slide detailBeat · Attention
02
other
Open slide detailBeat · Attention
03
front_matter
Open slide detailBeat · Attention
04
The slide uses a two-column layout to present eight distinct performance highlights.summarize
Open slide detailBeat · Attention
05
The slide highlights a 40-year track record of dividend consistency.analyze_data
Open slide detailBeat · NeedLoop · Cost Of Inaction
06
The slide uses a combination of bar charts for absolute values and line/dot charts for percentage ratios.analyze_data
Open slide detailBeat · NeedLoop · Cost Of Inaction
07
The slide tracks credit loss reserves and unfunded commitment reserves, including a historical trend of allowance percentages since CECL adoption.analyze_data
Open slide detailBeat · NeedLoop · Cost Of Inaction
08
Includes definitions of cycle beta and reconciliation note.analyze_data
Open slide detailBeat · NeedLoop · Cost Of Inaction
09
The slide includes a detailed table of deposit metrics and a combo chart visualizing the relationship between Fed Funds rates and deposit costs/betas over time.analyze_data
Open slide detailBeat · NeedLoop · Cost Of Inaction
10
Includes both a detailed breakdown of portfolio sectors and a time-series table of key investment metrics.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
11
Includes a table of liquidity sources, on-balance sheet assets, and a comparative table of liquidity metrics.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
12
Includes non-GAAP adjustments for AOCI in specific metrics.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
13
The slide uses a donut chart for the overall mix and stacked bar charts for the sub-segment revenue trends.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
14
The slide uses a combination of stacked bar charts and a line chart to illustrate cost efficiency metrics.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
15
Includes a list of 11 bank charters being consolidated and a waterfall-style chart showing branch count reduction over time.summarize
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
16
The slide uses a vertical line separator to distinguish full-year data from partial-year/quarterly data.analyze_data
Open slide detailBeat · SatisfactionLoop · Cost Of Inaction
17
analyze_data
Open slide detailBeat · Action
18
The slide uses four donut charts to visualize the composition of deposits.analyze_data
Open slide detailBeat · Action
19
Includes a footnote regarding yield calculation methodology.analyze_data
Open slide detailBeat · Action
20
HTLF branding present. Slide number 20.analyze_data
Open slide detailBeat · Action
21
The slide provides a granular view of a specific loan segment, highlighting low risk metrics like 0% nonaccrual and 57% LTV.analyze_data
Open slide detailBeat · Action
22
HTLF branding present. Data covers 2Q 2022 to 2Q 2023.analyze_data
Open slide detailBeat · Action
23
other
Open slide detailBeat · Action
24
transition
Open slide detailBeat · Action
25
appendix
Open slide detailBeat · Action
26
Includes footnotes (1) and (2) regarding tax-equivalent basis and effective tax rate.analyze_data
Open slide detailBeat · Action
27
Includes two distinct reconciliation tables: Adjusted Efficiency Ratio and Ratio of Core Expenses to Average Assets.analyze_data
Open slide detailBeat · Action
28
The slide provides a bridge between GAAP net income/equity and non-GAAP tangible common equity metrics.analyze_data
Open slide detailBeat · Action
29
Includes footnote regarding tax-equivalent basis calculation.analyze_data
Open slide detailBeat · Action
30
Includes footnote regarding tax-equivalent basis calculation.analyze_data
Open slide detailBeat · Action
31
Includes GAAP to non-GAAP adjustments for intangible amortization and goodwill.analyze_data
Open slide detailBeat · Action
32
Includes reconciliation of Non-GAAP Measure-Adjusted Efficiency Ratio and Annualized Ratio of Core Expenses to Average Assets.analyze_data
Open slide detailBeat · Action
33
Includes footnote regarding tax-equivalent basis calculation.analyze_data
Open slide detailBeat · Action
34
The slide uses a motion-graphic style background to imply progress.front_matter
Open slide detailBeat · Action