Oscar Health | Investor Day Presentation Deck | 75 slides

Oscar Health · 2022-03
arc beats above · slides in the middle · loops below · scroll → 3 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 5
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Slide inventory

75
every slide · same image gating as the playbook
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Slide 1
front_matter
Open slide detailBeat · Situation & Context
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other
Open slide detailBeat · Situation & Context
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other
Open slide detailBeat · Situation & Context
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front_matter
Open slide detailBeat · Situation & Context
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introduce_nominees
Open slide detailBeat · Situation & Context
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front_matter
Open slide detailBeat · Situation & Context
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The slide uses a light purple background container to highlight the core thesis statement.establish_context
Open slide detailBeat · Problem & ComplicationLoop · Golden Circle
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present_framework
Open slide detailBeat · Problem & ComplicationLoop · Golden Circle
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The slide uses a hub-and-spoke style diagram to illustrate the relationship between the parent brand and its two primary product offerings.present_solution
Open slide detailBeat · Problem & ComplicationLoop · Golden Circle
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summarize
Open slide detailBeat · Problem & ComplicationLoop · Golden Circle
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prioritize
Open slide detailBeat · Problem & ComplicationLoop · Golden Circle
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The slide uses a contrast-pairs framework to highlight the competitive advantage of Oscar over traditional insurance.compare_peers
Open slide detailBeat · Solution & Approach
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The central hub-and-spoke diagram connects four distinct functional areas of the platform.present_framework
Open slide detailBeat · Solution & Approach
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illustrate_case
Open slide detailBeat · Solution & Approach
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The diagram uses a cascading step-down layout to show the interconnected nature of the platform modules.present_framework
Open slide detailBeat · Solution & Approach
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summarize
Open slide detailBeat · Solution & Approach
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front_matter
Open slide detailBeat · Solution & Approach
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establish_context
Open slide detailBeat · Solution & Approach
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prioritize
Open slide detailBeat · Solution & Approach
20
The chart uses a dual-axis approach to show absolute market size (bars) and relative growth rates (lines).summarize
Open slide detailBeat · Solution & Approach
21
The chart uses a waterfall structure to bridge current footprint to total TAM.size_opportunity
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
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summarize
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
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summarize
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
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Uses a before-after-bridge framework to show evolution of product strategy.present_solution
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
25
The chart uses arrows to indicate YoY growth rates between bars.summarize
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
26
C+O likely refers to Cigna + Oscar partnership.analyze_data
Open slide detailBeat · Evidence & Proof
27
The chart is a classic waterfall bridge showing the path to profitability.present_solution
Open slide detailBeat · Evidence & Proof
28
The chart is a waterfall bridge showing the path from 2022e to 2023e.present_solution
Open slide detailBeat · Evidence & Proof
29
The chart uses a scatter plot with trend lines to compare Oscar's performance against the broader market index.analyze_data
Open slide detailBeat · Evidence & Proof
30
The chart is a waterfall bridge showing the components of the combined ratio reduction.analyze_data
Open slide detailBeat · Evidence & Proof
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compare_peers
Open slide detailBeat · Evidence & Proof
32
The chart is a waterfall bridge showing the reduction of the combined ratio from 113% in 2019 to <100% in 2023e.present_solution
Open slide detailBeat · Evidence & Proof
33
The table uses a 3-column classification system to define strategic priorities for different market segments.present_framework
Open slide detailBeat · Evidence & Proof
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summarize
Open slide detailBeat · Evidence & Proof
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summarize
Open slide detailBeat · Evidence & Proof
36
state_next_steps
Open slide detailBeat · Impact & Next StepsLoop · Hypothesis Test
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filler
Open slide detailBeat · Impact & Next StepsLoop · Hypothesis Test
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transition
Open slide detailBeat · Impact & Next StepsLoop · Hypothesis Test
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front_matter
Open slide detailBeat · Impact & Next StepsLoop · Hypothesis Test
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summarize
Open slide detailBeat · Impact & Next StepsLoop · Hypothesis Test
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summarize
Open slide detailBeat · Impact & Next StepsLoop · Hypothesis Test
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The slide uses a problem-solution mapping framework.present_solution
Open slide detailBeat · Impact & Next StepsLoop · Hypothesis Test
43
The diagram uses a cascading step-wise layout to show the integration between Engagement, Payer Administration, and Clinical platforms.present_solution
Open slide detailBeat · Impact & Next Steps
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The slide uses a before-after style framing to show the two sides of the platform: member-facing and broker-facing.present_solution
Open slide detailBeat · Impact & Next Steps
45
The slide uses a combination of high-level impact metrics and a product screenshot to validate the claims.analyze_data
Open slide detailBeat · Impact & Next Steps
46
The slide uses a process flow diagram to connect data inputs to outcomes.present_solution
Open slide detailBeat · Impact & Next Steps
47
Uses a classic three-step process flow: Background -> Solution -> Outcomes.illustrate_case
Open slide detailBeat · Impact & Next Steps
48
transition
Open slide detailBeat · Impact & Next Steps
49
The slide uses a 2x2-style matrix layout to contrast product types (BPaaS vs SaaS) and implementation complexity/organizational impact.present_solution
Open slide detailBeat · Impact & Next Steps
50
Uses concentric semi-circles to represent market segments.size_opportunity
Open slide detailBeat · Impact & Next Steps
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summarize
Open slide detailBeat · Impact & Next Steps
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summarize
Open slide detailBeat · Impact & Next Steps
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transition
Open slide detailBeat · Impact & Next Steps
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analyze_data
Open slide detailBeat · Impact & Next Steps
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prioritize
Open slide detailBeat · Impact & Next Steps
56
summarize
Open slide detailBeat · Impact & Next Steps
57
The slide uses a waterfall-style visualization to bridge premiums to adjusted EBITDA.analyze_data
Open slide detailBeat · Impact & Next Steps
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summarize
Open slide detailBeat · Impact & Next Steps
59
present_solution
Open slide detailBeat · Impact & Next Steps
60
The chart uses a visual arrow to indicate the target trajectory for the expense ratio.summarize
Open slide detailBeat · Impact & Next Steps
61
summarize
Open slide detailBeat · Impact & Next Steps
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summarize
Open slide detailBeat · Impact & Next Steps
63
analyze_data
Open slide detailBeat · Impact & Next Steps
64
The slide uses a numbered list to map specific financial components to their corresponding visual bars.analyze_data
Open slide detailBeat · Impact & Next Steps
65
The chart is a classic waterfall bridge showing cash flow dynamics.present_solution
Open slide detailBeat · Impact & Next Steps
66
summarize
Open slide detailBeat · Impact & Next Steps
67
state_next_steps
Open slide detailBeat · Impact & Next Steps
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summarize
Open slide detailBeat · Impact & Next Steps
69
front_matter
Open slide detailBeat · Impact & Next Steps
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appendix
Open slide detailBeat · Impact & Next Steps
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The table includes both financial line items and non-GAAP operating metrics.analyze_data
Open slide detailBeat · Impact & Next Steps
72
The table shows the derivation of net claims and net premiums before quota share reinsurance, resulting in an 88.9% MLR.analyze_data
Open slide detailBeat · Impact & Next Steps
73
The table shows the breakdown of administrative expenses and net premiums to arrive at the 21.8% ratio.analyze_data
Open slide detailBeat · Impact & Next Steps
74
The table shows the derivation of Adjusted Administrative Expenses and Adjusted Total Revenue to arrive at the 28.9% ratio.analyze_data
Open slide detailBeat · Impact & Next Steps
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Includes a disclaimer regarding the inability to provide a quantitative reconciliation for forecasted figures.analyze_data
Open slide detailBeat · Impact & Next Steps