Pathward Financial | Results Presentation Deck | 33 slides

Pathward · 2021-04
arc beats above · slides in the middle · loops below · scroll → 3 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Deck intelligence map

6
coverage by narrative range · generated from this deck JSON

Slide inventory

33
every slide · same image gating as the playbook
01
Slide 1
front_matter
Open slide detailBeat · Attention
03
establish_context
Open slide detailBeat · Interest
04
The slide highlights BaaS segments and provides a pie chart of revenue composition.analyze_data
Open slide detailBeat · InterestLoop · Zoom In
05
summarize
Open slide detailBeat · InterestLoop · Zoom In
06
The slide presents a comparative income statement and bulleted commentary on revenue, expenses, and EPS.analyze_data
Open slide detailBeat · Situation & ContextLoop · Zoom In
07
The table includes both period-ending and average balance sheet data, with additional performance ratios at the bottom.analyze_data
Open slide detailBeat · Situation & ContextLoop · Zoom In
08
The slide includes a table of financial data and two donut charts representing the asset mix for two periods.analyze_data
Open slide detailBeat · Situation & ContextLoop · Zoom In
09
Note the typo in the title: 'GOVERNANGE' instead of 'GOVERNANCE'.summarize
Open slide detailBeat · Situation & ContextLoop · Zoom In
10
The slide uses a grid of big numbers to highlight the impact of the PPP program.summarize
Open slide detailBeat · Situation & ContextLoop · Zoom In
11
transition
Open slide detailBeat · Evidence & Proof
12
Includes a donut chart showing product distribution by balance and a partner award badge.summarize
Open slide detailBeat · Evidence & Proof
13
Includes a mix of bulleted highlights, a pie chart for fee income composition, a stacked bar for deposit growth, and a bar chart for quarterly fee income.analyze_data
Open slide detailBeat · Evidence & Proof
14
The table compares three-month and six-month periods ending March 31, 2021 vs 2020.analyze_data
Open slide detailBeat · Evidence & Proof
15
Includes a disclaimer footnote regarding capital limits.establish_context
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
16
transition
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
17
The chart is a donut chart with a specific segment (Term Lending) highlighted with a hatched pattern.analyze_data
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
18
The chart uses NAICS codes for industry classification. The bottom section provides a granular product mix for Manufacturing, Transportation & Warehousing, Utilanalyze_data
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
19
The slide provides detailed sub-sector breakdowns for Manufacturing and a pie chart for Utilities, with summary metrics for all four sectors.analyze_data
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
20
Contains two distinct process flow diagrams illustrating the business model for ITC and USDA financing.present_framework
Open slide detailBeat · Evidence & ProofLoop · Cost Of Inaction
21
Includes a specific note on a $103M loan sale during the quarter.analyze_data
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
22
Includes specific metrics on loan exposure, portfolio composition, geographic concentration, and COVID-19 monitoring status.summarize
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
23
transition
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
24
Includes specific commentary on ACL coverage ratios and NCO composition.analyze_data
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
25
The chart at the bottom left is labeled 2Q20, 1Q21, 2Q21, but the table above it references March 31, 2021 (1Q21) and Dec 31, 2020 (4Q20).analyze_data
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
26
Includes three distinct charts: a bar chart for interest rate sensitivity, a pie chart for asset pricing, and a combo chart for gap analysis.analyze_data
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
27
Includes EIP-adjusted metrics and capital ratio trends over five quarters.analyze_data
Open slide detailBeat · SatisfactionLoop · Voice Of Customer
28
appendix
Open slide detailBeat · Action
29
Includes adjustments for EIP-related assets and inflated cash balances.analyze_data
Open slide detailBeat · Action
30
The table reconciles GAAP stockholder's equity to regulatory capital and then adjusts for EIP-related assets.analyze_data
Open slide detailBeat · Action
31
Includes GAAP to non-GAAP adjustments for tax services business line.analyze_data
Open slide detailBeat · Action
32
The slide explains the 'First Out' position in a securitization waterfall.analyze_data
Open slide detailBeat · Action
33
The slide uses a waterfall diagram to explain the cash flow and credit support structure.present_framework
Open slide detailBeat · Action