2024 Q2 Investor Presentation

Block
arc beats above · slides in the middle · loops below · scroll → 2 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
No image bound to this slide. Wire up imgproxy to display the rendered slide JPEG.

Deck intelligence map

4
coverage by narrative range · generated from this deck JSON

Slide inventory

45
every slide · same image gating as the playbook
01
Slide 1
front_matter
02
front_matter
03
The chart highlights a 20% YoY growth metric between Q2 2023 and Q2 2024.quantify_impact
Open slide detailBeat · Financials
04
Includes a footnote regarding ASU 2023-08 accounting standards and a specific bitcoin investment loss in Q2 2024.analyze_data
Open slide detailBeat · Financials
05
The slide uses a gradient bar chart to show growth in profitability metrics over five quarters.quantify_impact
Open slide detailBeat · Financials
06
transition
07
Uses concentric circles to represent market growth over time for two business units.size_opportunity
Open slide detailBeat · Market SizeLoop · Logic Chain
08
The slide uses a simple additive process flow to show how the total $130B+ opportunity is derived from three distinct segments.size_opportunity
Open slide detailBeat · Market SizeLoop · Logic Chain
09
The highlighted area covers segments from $250K to $100M in annual gross receipts.size_opportunity
Open slide detailBeat · Market SizeLoop · Logic Chain
10
The slide uses pie charts to represent market share/penetration percentages.size_opportunity
Open slide detailBeat · Market SizeLoop · Logic Chain
11
The slide uses a process-flow style visual to sum up three distinct market segments into a total opportunity figure.size_opportunity
Open slide detailBeat · Market SizeLoop · Logic Chain
12
Highlights Gen Z and Millennials as key growth segments.size_opportunity
Open slide detailBeat · Market SizeLoop · Logic Chain
13
The slide uses pie charts to represent penetration rates within specific demographic segments.size_opportunity
Open slide detailBeat · Market SizeLoop · Logic Chain
14
transition
15
The slide uses a hub-and-spoke style layout to visualize the ecosystem, with hardware in the center and software/service categories surrounding it.present_solution
Open slide detailBeat · Product
16
The slide highlights that over 80% of gross profit in Q2 2024 came from software, integrated payments, and banking.analyze_data
Open slide detailBeat · Product
17
The chart illustrates the 'ecosystem adoption' strategy, showing a clear trend toward higher product adoption over time.quantify_impact
Open slide detailBeat · Product
18
decompose_segments
Open slide detailBeat · Product
19
The chart illustrates how older cohorts (Pre-2020) form the base, with newer cohorts adding incremental gross profit each year.quantify_impact
Open slide detailBeat · Product
20
Includes a disclaimer regarding the change in BNPL reporting methodology in Q4 2023.quantify_impact
Open slide detailBeat · Product
21
The chart tracks GPV by seller size: >$500K, $125K-$500K, and <$125K. The 41% figure represents the share of GPV from mid-market sellers in Q2 2024.analyze_data
22
transition
23
The diagram uses a flow-based structure to categorize services into Inflows and Outflows, with green highlighting indicating revenue streams.present_framework
Open slide detailBeat · Solution
24
The slide explicitly defines the formula used to calculate gross profit.quantify_impact
Open slide detailBeat · Solution
25
The chart includes a legend and specific YoY growth percentages for the 2023 fiscal year.quantify_impact
Open slide detailBeat · Solution
26
The chart uses three distinct line styles (solid, dashed, dotted) to represent different engagement frequencies.quantify_impact
Open slide detailBeat · Solution
27
quantify_impact
Open slide detailBeat · Solution
28
The chart illustrates the 'inflows multiplier' effect of product adoption, with Direct Deposit showing the highest multiplier at 7X.quantify_impact
Open slide detailBeat · Solution
29
The chart visualizes the spending breakdown for the top 250 merchants.analyze_data
Open slide detailBeat · Solution
30
The chart illustrates cohort-based retention, showing how older cohorts continue to contribute to gross profit over time.quantify_impact
Open slide detailBeat · Solution
31
The chart uses a stacked bar format to show the composition of total actives (dark green) vs card actives (light green).quantify_impact
Open slide detailBeat · Solution
32
The slide uses large green text for the metrics to emphasize scale.quantify_impact
Open slide detailBeat · Solution
33
quantify_impact
Open slide detailBeat · Solution
34
The slide uses a simple two-column metric layout to highlight growth.summarize
Open slide detailBeat · Solution
35
Includes a standard financial disclaimer regarding non-GAAP metrics.summarize
Open slide detailLoop · Cost Of Inaction
36
Includes a standard financial disclaimer regarding non-GAAP metrics at the bottom.summarize
Open slide detailLoop · Cost Of Inaction
41
The table provides a bridge between GAAP Net Income and non-GAAP Adjusted EBITDA.analyze_data
42
The table reconciles GAAP operating income to non-GAAP Adjusted Operating Income by adding back various non-cash and one-time charges.analyze_data
43
The slide presents a non-GAAP financial reconciliation.analyze_data
44
analyze_data
45
The table presents gross profit, operating income, net income, and adjusted metrics as a percentage of gross profit.summarize