2024 Q1 Earnings Presentation

American Express
arc beats above · slides in the middle · loops below · scroll → 6 LOOPS
SETUP TENSION ANALYSIS EVIDENCE RESOLUTION APPENDIX
HOVER FOR DETAILS · CLICK A SLIDE FOR FULLSCREEN · STEP 2
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Slide inventory

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every slide · same image gating as the playbook
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Slide 1
front_matter
Open slide detailBeat · Setup & Stakes
02
Includes non-GAAP FX-adjusted metrics and standard financial disclosures.summarize
Open slide detailBeat · Setup & Stakes
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The chart displays total network volumes as the sum of billed business and processed volumes.analyze_data
Open slide detailBeat · Rising ActionLoop · Segmentation Split
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Subtotals may not foot due to rounding.analyze_data
Open slide detailBeat · Rising ActionLoop · Segmentation Split
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The chart tracks billed business from Q4'22 to Q1'24, highlighting segment growth rates and composition.analyze_data
Open slide detailBeat · Rising ActionLoop · Segmentation Split
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The chart tracks billed business from Q4'22 to Q1'24, with a breakdown of G&S (Goods & Services) and T&E (Travel & Entertainment).analyze_data
Open slide detailBeat · Rising ActionLoop · Segmentation Split
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Total Loans reflects Card Member loans and Other loans.analyze_data
Open slide detailBeat · Rising ActionLoop · Segmentation Split
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Includes a secondary table for Corporate Net Write-off Rates (P&F) under the Net Write-off Rates chart.summarize
Open slide detailBeat · Rising ActionLoop · Pattern Hunter
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The chart displays financial data in millions of dollars, with a legend indicating the two components of the provision.analyze_data
Open slide detailBeat · Rising ActionLoop · Pattern Hunter
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The chart compares a historical baseline (Q1'20) with a recent quarterly progression (Q1'23-Q1'24).analyze_data
Open slide detailBeat · Rising ActionLoop · Pattern Hunter
11
Includes non-GAAP FX-adjusted measure.analyze_data
Open slide detailBeat · Rising ActionLoop · Build Up
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The chart displays revenue in billions on a reported basis and YoY growth rates adjusted for FX.analyze_data
Open slide detailBeat · Rising ActionLoop · Build Up
13
The slide includes a footnote regarding non-GAAP measures and FX-adjusted data.analyze_data
Open slide detailBeat · Rising ActionLoop · Build Up
14
The slide presents financial performance metrics for American Express, specifically focusing on Net Interest Income and yield.analyze_data
Open slide detailBeat · Rising ActionLoop · Build Up
15
The chart displays revenue in billions on a reported basis, while growth rates are FX-adjusted.analyze_data
Open slide detailBeat · Rising ActionLoop · Build Up
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Includes a footnote regarding the definition of Operating Expenses and a reference to appendix commentary.analyze_data
Open slide detailBeat · Rising ActionLoop · So What Cascade
17
The slide displays two bar charts side-by-side. The left chart shows CET1 ratios against a target range and regulatory minimum. The right chart shows quarterly quantify_impact
Open slide detailBeat · Rising ActionLoop · So What Cascade
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summarize
Open slide detailBeat · ClimaxLoop · So What Cascade
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appendix
Open slide detailBeat · Resolution
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Includes a footer disclaimer regarding FX-adjusted rates.analyze_data
Open slide detailBeat · Resolution
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The chart uses a combination of bar heights for growth rates and bottom-aligned boxes for volume share percentages.analyze_data
Open slide detailBeat · Resolution
22
The table includes footnotes explaining the scope of the metrics and data availability for corporate segments.analyze_data
Open slide detailBeat · ResolutionLoop · Sensitivity Test
23
The slide compares two macroeconomic variables across two different reporting periods (Q4 vs Q1) and two scenarios (Baseline vs Downside).analyze_data
Open slide detailBeat · ResolutionLoop · Sensitivity Test
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The slide displays two stacked bar charts showing the breakdown of funding sources and retail deposit types.analyze_data
Open slide detailBeat · Resolution
25
The slide uses line charts to show minimal divergence between reported and FX-adjusted metrics, suggesting limited FX impact on these specific growth trends.analyze_data
Open slide detailBeat · ResolutionLoop · Waterfall Value
26
This slide provides qualitative context for quantitative financial results.summarize
Open slide detailBeat · ResolutionLoop · Waterfall Value
27
analyze_data
Open slide detailBeat · ResolutionLoop · Waterfall Value
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The table provides a comparative view of financial performance metrics over time, specifically highlighting the impact of foreign exchange adjustments.analyze_data
Open slide detailBeat · Resolution
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The slide provides a breakdown of financial performance metrics for American Express business segments.analyze_data
Open slide detailBeat · Resolution
30
The table provides financial performance metrics for American Express, specifically focusing on discount revenue.analyze_data
Open slide detailBeat · Resolution
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The table provides a comparison between reported GAAP figures and FX-adjusted figures to highlight underlying growth trends.analyze_data
Open slide detailBeat · Resolution
32
The table compares GAAP Net Interest Income with FX-Adjusted Net Interest Income, including YoY percentage changes.analyze_data
Open slide detailBeat · Resolution
33
Includes detailed footnotes explaining the adjustments made to arrive at non-GAAP measures.analyze_data
Open slide detailBeat · Resolution
34
The table provides a comparison between reported GAAP figures and FX-adjusted figures, with YoY growth metrics for the latter periods.analyze_data
Open slide detailBeat · Resolution
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other
Open slide detailBeat · Resolution
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other
Open slide detailBeat · Resolution
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other
Open slide detailBeat · Resolution
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summarize
Open slide detailBeat · Resolution
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other
Open slide detailBeat · Resolution
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other
Open slide detailBeat · Resolution
41
front_matter
Open slide detailBeat · Resolution