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Includes both annual and quarterly financial data reconciliations.HBT Financial | Results Presentation Deck | 36 slides · HBT Financial
Conference presentation Investor relations 1 hit
31
The table reconciles noninterest expense and operating revenue to derive efficiency ratios.HBT Financial | Results Presentation Deck | 36 slides · HBT Financial
Conference presentation Investor relations 1 hit
32
HBT Financial | Results Presentation Deck | 36 slidesHBT Financial | Results Presentation Deck | 36 slides · HBT Financial
Conference presentation Investor relations 1 hit
33
Contains two distinct financial tables: one for 3Q19 IPO adjustment and one for 2019-2023 historical trends.HBT Financial | Results Presentation Deck | 36 slides · HBT Financial
Conference presentation Investor relations 1 hit
34
HBT Financial | Results Presentation Deck | 36 slidesHBT Financial | Results Presentation Deck | 36 slides · HBT Financial
Conference presentation Investor relations 1 hit
35
HBT Financial | Results Presentation Deck | 36 slidesHBT Financial | Results Presentation Deck | 36 slides · HBT Financial
Conference presentation Investor relations 1 hit
12
The slide includes a footnote regarding non-GAAP reconciliation and a visual indicator of earnings impact progression from 2024 to 2026.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · SatisfactionLoop · Quick Win Big Bet1 hit
13
The slide provides a bridge between reported and adjusted earnings, explaining the impact of specific one-time charges and strategic repositioning.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
14
The slide highlights a 40-year track record of dividend stability/growth.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
15
Includes non-GAAP financial measures with reconciliation notes.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
16
Includes a bar chart for annualized NIM and a line chart for yield/cost trends.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
17
The slide tracks deposit costs and betas relative to Fed Funds rates starting from 1Q2022.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
18
Includes a donut chart for 4Q 2023 composition and two stacked bar charts for revenue trends.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
19
The slide tracks financial efficiency metrics for HTLF, comparing core vs non-core expenses and overall efficiency ratios.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
20
Includes a footnote regarding brokered availability based on internal limits.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Satisfaction1 hit
21
The slide provides a detailed breakdown of the Available-for-Sale (AFS) portfolio and the total investment mix.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Action1 hit
22
Includes footnote regarding yield calculation methodology.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Action1 hit
23
Includes a waterfall-style chart for uninsured deposits and a stacked bar chart for deposit flows.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Action1 hit
24
The slide uses four donut charts to illustrate deposit distribution across different categories.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Action1 hit
25
The slide uses bar charts with horizontal threshold lines to demonstrate regulatory compliance.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Action1 hit
26
The 4Q 2023 increase in non-performers was primarily driven by a well-collateralized long-term manufacturing customer who is experiencing cash flow challenges due to a recent acquisition.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Action1 hit
27
The top chart is a waterfall bridge showing the reconciliation of the allowance balance from 12/31/2022 to 12/31/2023.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations Beat · Action1 hit
32
Includes footnotes regarding tax-equivalent basis and tax effect calculations.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations 1 hit
33
Includes a footnote regarding tax-equivalent basis calculation.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations 1 hit
34
Includes reconciliation of Adjusted Earnings, Adjusted Diluted EPS, Adjusted Return on Average Assets, and Adjusted Return on Average Tangible Common Equity.Heartland Financial USA | Results Presentation Deck | 35 slides · HTLF
Conference presentation Investor relations 1 hit
04
The chart uses a combination of bar charts for absolute values and line charts for ratios/dividends.Hilltop Holdings | Results Presentation Deck | 22 slides · Hilltop Holdings
Conference presentation Investor relations Beat · What IsLoop · Aha Moment1 hit
05
The table includes income statement items, credit loss provisions, profitability metrics, and balance sheet figures.Hilltop Holdings | Results Presentation Deck | 22 slides · Hilltop Holdings
Conference presentation Investor relations Beat · What IsLoop · Aha Moment1 hit
06
The table includes a footnote defining pre-provision net revenue.Hilltop Holdings | Results Presentation Deck | 22 slides · Hilltop Holdings
Conference presentation Investor relations Beat · What IsLoop · Aha Moment1 hit
07
The chart uses a waterfall bridge format to explain the variance in ACL over the year.Hilltop Holdings | Results Presentation Deck | 22 slides · Hilltop Holdings
Conference presentation Investor relations Beat · What IsLoop · Hypothesis Test1 hit
08
The slide breaks down the total CRE portfolio into owner-occupied vs non-owner occupied, details the non-owner occupied segment by property type, and provides a table of credit loss allowances by category.Hilltop Holdings | Results Presentation Deck | 22 slides · Hilltop Holdings
Conference presentation Investor relations Beat · What IsLoop · Hypothesis Test1 hit