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Heartland Financial USA | Results Presentation Deck | 55 slides · page 51 of 55

Includes two distinct reconciliation tables: Adjusted Efficiency Ratio and Annualized Ratio of Core Expenses to Average Assets.

Conference presentation · appendix_data · analyze_data · balanced density

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Slide schematic 4/4
source-note 1/1 table 2/2 title 1/1
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Table data slide · 90%

table/data: Reconciliation of Non-GAAP Measure-Adjusted Efficiency Ratio, fully tax-equivalent

 Table data slide · 90%

table/data: Reconciliation of Annualized Ratio of Core Expenses to Average Assets (non-GAAP)
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