Heartland Financial USA | Results Presentation Deck

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Slide schematic 4/4

source-note 1/1 table 1/1 title 2/2

Components 4

source-note kpi headline subtitle

Tools 2

Audience Definition slide · 70%

5-year Lookback

Data Story Arc slide · 60%

table/kpi: Asset 5Y CAGR 12.3%; Gross Loans 5Y CAGR 9.3%; Deposits 5Y CAGR 13.2%; 5Y Average ROATCE, non-GAAP 16.0%; EPS (TTM) 5Y CAGR 12.2%; Dividend 5Y CAGR 15.9%; Revenue/FTE 5Y CAGR 9.4%

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The slide highlights historical performance metrics to demonstrate long-term growth commitment.