Old Second Bancorp | Shareholder Engagement Presentation Deck

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list/bullet: Revenue Drivers: Focus on quality loan growth, Fee income streams, Maintain our core deposit franchise, Pretax income reduction in YTD 2020 primarily due to $10.4 million pretax provision for credit losses d

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The chart includes a significant dip in pre-tax income in Q1 2020, likely related to the COVID-19 pandemic and CECL adoption mentioned in the text.