European banks have been slow to pass on interest rate increases to their depositors, but this dynamic could now change as competition for deposits intensifies
March Macro Brief Financial fissures emerge · page 15 of 57
The chart illustrates the 'deposit beta' concept, highlighting the margin capture by banks during the 2021-2023 period.
Consulting deck · industry_trends · analyze_data · overcrowded density
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Action Titles slide · 85%
Title 'European banks have been slow to pass on interest rate increases'.
Annotation slide · 70%Callout 'Higher spread = greater margin capture by banks'.
Before-After-Bridge slide · 70%European banks have been slow to pass on interest rate increases to their depositors, but this dynamic could now change as competition for deposits intensifies
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