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  "documentTitle": "Yapily Pitch Deck series a",
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      "text": "With new regulation brings new challenges",
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      "text": "Technical barriers. Bank friction. Regulatory fragmentation.",
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      "text": "A shift in the payment and banking landscape - The Payment Service Directive 2 (PSD2) is forcing banks to give non-bank rivals access to customer payment accounts via API. The walls are coming down - Banks have been using customer financial data to sell their own products. Now they are forced to provide access to customer accounts, and competition will increase. Thousands affected, millions of opportunities - 6,000 European Banks are already affected and 28,000 global banks in the coming years - having a knock-on effect to thousands of businesses and billions of people worldwide. Europe is paving the way for Open Banking - the rest of the world will soon follow. Banking is just the beginning - Pension, Insurance, Utilities will embrace the same open philosophy.",
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