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  "documentTitle": "Ford | Investor Presentation Deck | 110 slides",
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  "authorName": "Ford",
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  "presentationDate": "2025-02-01 00:00:00",
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      "text": "Note: Light blue numbers represent breakeven levels\n* Based on the FCALT 2025-A base structure.\n** After stress defaults. Compares with a worst recent 12-month portfolio experience of 82% (CY 2008).",
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      "text": "Cumulative Net Credit Loss\nTurn in Rate**: 1.00%, 3.00%, 5.00%\nA3: 70% 60.34%, 58.11%, 55.69%\n80% 52.67%, 50.71%, 48.60%\n90% 46.70%, 44.97%, 43.09%\n100% 41.93%, 40.37%, 38.68%",
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      "text": "Cumulative Net Credit Loss\nTurn in Rate**: 1.00%, 3.00%, 5.00%\nC: 70% 37.04%, 33.91%, 30.51%\n80% 32.29%, 29.55%, 26.58%\n90% 28.60%, 26.16%, 23.52%\n100% 25.64%, 23.45%, 21.07%",
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      "text": "Cumulative Net Credit Loss\nTurn in Rate**: 1.00%, 3.00%, 5.00%\nD: 70% 27.34%, 24.87%, 21.09%\n80% 23.81%, 21.64%, 18.34%\n90% 21.06%, 19.13%, 16.20%\n100% 18.87%, 17.13%, 14.49%",
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      "text": "Cumulative Net Credit Loss\nTurn in Rate**: 1.00%, 3.00%, 5.00%\nA1: 70% 100.00%, 100.00%, 100.00%\n80% 100.00%, 100.00%, 100.00%\n90% 100.00%, 100.00%, 100.00%\n100% 100.00%, 100.00%, 100.00%",
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      "text": "Cumulative Net Credit Loss\nTurn in Rate**: 1.00%, 3.00%, 5.00%\nA4: 70% 51.21%, 48.61%, 45.81%\n80% 44.68%, 42.41%, 39.96%\n90% 39.60%, 37.59%, 35.41%\n100% 35.54%, 33.73%, 31.77%",
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      "text": "Cumulative Net Credit Loss\nTurn in Rate**: 1.00%, 3.00%, 5.00%\nB: 70% 44.99%, 42.16%, 39.10%\n80% 39.24%, 36.76%, 34.08%\n90% 34.77%, 32.57%, 30.18%\n100% 31.19%, 29.21%, 27.07%",
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      "text": "Cumulative Net Credit Loss\nTurn in Rate**: 1.00%, 3.00%, 5.00%\nA2: 70% 100.00%, 100.00%, 100.00%\n80% 93.15%, 93.43%, 93.78%\n90% 80.46%, 80.77%, 81.08%\n100% 70.33%, 70.61%, 70.95%",
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      "kind": "title",
      "text": "Residual Break-Even Analysis*",
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