{
  "docId": "019de518-e192-7605-a588-a3e6c0419dd3",
  "docSlug": "ed2b159b44fdf0782a5e729e36c526bc",
  "documentTitle": "Ford | Investor Presentation Deck | 110 slides",
  "authorId": "ford",
  "authorName": "Ford",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2025-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 110,
  "pageCount": 110,
  "prevPage": 109,
  "nextPage": null,
  "slideType": "appendix_data",
  "function": "appendix",
  "density": "balanced",
  "nDataPoints": 0,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de518-e192-7605-a588-a3e6c0419dd3/110",
  "deckHref": "/decks/019de518-e192-7605-a588-a3e6c0419dd3",
  "deckJsonHref": "/decks/019de518-e192-7605-a588-a3e6c0419dd3.json",
  "deckAnchorHref": "/decks/019de518-e192-7605-a588-a3e6c0419dd3#slide-110",
  "components": [
    {
      "bbox": {
        "h": 0.809,
        "w": 0.928,
        "x": 0.038,
        "y": 0.133
      },
      "kind": "paragraph",
      "text": "Assets (as shown on the Cumulative Maturities chart)\nIncludes gross finance receivables less the allowance for credit losses, investment in operating leases net of accumulated depreciation, cash and cash equivalents, and marketable securities (excluding amounts related\nto insurance activities). Amounts shown include the impact of expected prepayments\nCash (as shown in the Funding Structure and Liquidity Sources tables)\nCash and cash equivalents, Marketable securities, and Restricted cash reported on Ford Credit's consolidated balance sheet, excluding amounts related to insurance activities\nDebt (as used in the Leverage calculation)\nDebt on Ford Credit's balance sheet. Includes debt issued in securitizations and payable only out of collections on the underlying securitized assets and related enhancements. Ford Credit holds the right to receive\nthe excess cash flows not needed to pay the debt issued by, and other obligations of, the securitization entities that are parties to those securitization transactions\nDebt (as shown on the Cumulative Maturities chart)\nAll wholesale securitization transactions are shown maturing in the next 12 months, even if the maturities extend beyond 2025. Also, the chart reflects adjustments to debt maturities to match the asset-backed\nmaturities with the underlying asset maturities\nCommitted Asset-Backed Facilities (as shown in the Liquidity Sources table)\nCommitted asset-backed facilities are subject to availability of sufficient assets, ability to obtain derivatives to manage interest rate risk, and exclude FCE Bank plc access to the Bank of England's Discount Window\nFacility\nEarnings Before Taxes (\"EBT\")\nReflects Income before income taxes as reported on Ford Credit's income statement\nLeverage, Financial Statement Leverage (as shown in the Funding Structure table)\nWe use leverage, or the debt-to-equity ratio, to make various business decisions, including evaluating and establishing pricing for finance receivable and operating lease financing, and assessing our capital structure.\nWe refer to our shareholder's interest as equity\nLoss-To-Receivables (\"LTR\") Ratio (as shown in credit loss tables)\nLTR ratio is calculated using net charge-offs divided by average finance receivables, excluding unearned interest supplements and the allowance for credit losses\nNet Charge-Offs\nNet charge-off changes are primarily driven by the number of repossessions, severity per repossession, and recoveries\nOther adjustments (as shown in the Liquidity Sources table)\nIncludes asset-backed capacity in excess of eligible receivables; cash related to the Ford Credit Revolving Extended Variable-utilization program, which can be accessed through future sales of receivables\nReserve as a % of EOP Receivables Ratio (as shown in the credit loss tables)\nThe reserve as a % of EOP receivables ratio is calculated as the credit loss reserve amount, divided by end of period (\"EOP\") finance receivables, excluding unearned interest supplements and the allowance for credit\nlosses\nSecuritization & restricted cash (as shown in the Liquidity Sources table)\nSecuritization cash is cash held for the benefit of the securitization investors (for example, a reserve fund). Restricted cash is primarily held to meet certain local government and regulatory reserve requirements and\ncash held under the terms of certain contractual agreements\nSecuritizations (as shown in the Public Term Funding Plan table)\nPublic securitization transactions, Rule 144A offerings sponsored by Ford Credit, and widely distributed offerings by Ford Credit Canada\nTerm Asset-Backed Securities (as shown in the Funding Structure table)\nObligations issued in securitization transactions that are payable only out of collections on the underlying securitized assets and related enhancements\nTotal Net Receivables (as shown in the Funding Structure table)\nIncludes finance receivables (retail financing and wholesale) sold for legal purposes and net investment in operating leases included in securitization transactions that do not satisfy the requirements for accounting sale\ntreatment. These receivables and operating leases are reported on Ford Credit's balance sheet and are available only for payment of the debt issued by, and other obligations of, the securitization entities that are\nparties to those securitization transactions; they are not available to pay the other obligations of Ford Credit or the claims of Ford Credit's other creditors\nUnallocated other (as shown on the EBT By Segment chart)\nItems excluded in assessing segment performance because they are managed at the corporate level, including market valuation adjustments to derivatives and exchange-rate fluctuations on foreign\ncurrency-denominated transactions",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b18f52b5-4a78-47da-9156-e45c84bdb992",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.016,
        "w": 0.029,
        "x": 0.936,
        "y": 0.954
      },
      "kind": "source-note",
      "text": "110",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "446fd0fc-c08d-45a5-abdc-14ce6dea39a6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.48,
        "x": 0.032,
        "y": 0.073
      },
      "kind": "title",
      "text": "Definitions And Calculations",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8362d71d-6be0-4e35-a787-ed0a15205928",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}