{
  "docId": "019de518-d9e4-7174-a7f0-fba0f3e9d808",
  "docSlug": "7c97a566c9402e0896e82b7d16335aad",
  "documentTitle": "Affirm | Results Presentation Deck | 52 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2025-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 33,
  "pageCount": 52,
  "prevPage": 32,
  "nextPage": 34,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 40,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de518-d9e4-7174-a7f0-fba0f3e9d808/33",
  "deckHref": "/decks/019de518-d9e4-7174-a7f0-fba0f3e9d808",
  "deckJsonHref": "/decks/019de518-d9e4-7174-a7f0-fba0f3e9d808.json",
  "deckAnchorHref": "/decks/019de518-d9e4-7174-a7f0-fba0f3e9d808#slide-33",
  "components": [
    {
      "bbox": {
        "h": 0.28,
        "w": 0.45,
        "x": 0.505,
        "y": 0.19
      },
      "kind": "chart",
      "text": "Last 12 Months Change in Allowance $262, $532, $(431), $364",
      "attrs": {},
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6a2950e4-68c0-4086-a4f5-9b5f39cc8720",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.28,
        "w": 0.45,
        "x": 0.046,
        "y": 0.19
      },
      "kind": "chart",
      "text": "Quarterly Change in Allowance $351, $147, $(134), $364",
      "attrs": {},
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b3ec70ae-af02-4d62-98c5-aef5e046e57f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.06,
        "w": 0.89,
        "x": 0.046,
        "y": 0.91
      },
      "kind": "source-note",
      "text": "Notes: 1. Dollars in millions 2. Metrics are unaudited 3. Table details activity in the allowance for credit losses, including charge-offs, recoveries and provision for loan losses; excludes provision for merchant and affiliate network revenue losses",
      "attrs": {},
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3d3f5d53-cbb0-488c-a129-01e155772fad",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.32,
        "w": 0.92,
        "x": 0.04,
        "y": 0.57
      },
      "kind": "table",
      "text": "Last 12 Months Change in Allowance Quarter Ending March 31, 2024 June 30, 2024 September 30, 2024 December 31, 2024 12 Months Ending December 31, 2024 Beginning of Period Allowance $262 $289 $309 $351 $262 (+) Provision for Loan Losses 3 117 114 155 147 532 (-) Charge-offs, Net (90) (94) (113) (134) (431) End of Period Allowance $289 $309 $351 $364 $364 Loans Held for Investment $5,461 $5,670 $6,311 $6,796 $6,796 Allowance % of Loans Held for Investment 5.3% 5.5% 5.6% 5.4% 5.4%",
      "attrs": {},
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fb4a9207-1cc2-4530-bd7b-4330efa3f251",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.62,
        "x": 0.069,
        "y": 0.08
      },
      "kind": "title",
      "text": "Change in Allowance for Credit Losses",
      "attrs": {},
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "573163b4-ceaa-4a85-bd97-f603e8272463",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chartjunk Elimination",
      "slug": "chartjunk-elimination",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "27b47a74-ee32-4e77-b439-3e4c9b9e7a73",
      "evidence": "Chart/bar-vertical: Last 12 Months Change in Allowance $262, $532, $(431), $364",
      "confidence": 0.7
    },
    {
      "name": "Data-Ink Ratio",
      "slug": "data-ink-ratio",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "4052f80c-c1a8-4b25-96bd-896eaa78b56c",
      "evidence": "Chart/bar-vertical: Last 12 Months Change in Allowance $262, $532, $(431), $364",
      "confidence": 0.7
    },
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "14b78d78-e50c-4838-adde-266af7751bb5",
      "evidence": "Table/data: Last 12 Months Change in Allowance Quarter Ending March 31, 2024 June 30, 2024 September 30, 2024 December 31, 2024 12 Months Ending December 31, 2024 Beginning of Period Allowance $262 $289 $309 $351 $262 (+",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 36,
      "from": 20,
      "beatId": "47c38b1c-e527-427a-936e-301f12e940ec",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "The presentation provides detailed financial results and outlook",
      "position": 3,
      "confidence": 0.7,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}