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      "text": "Notes:\n1. Metrics are unaudited\n2. Table presents ITACS score distribution of the unpaid principal balance of loans held for investment\n3. Balance for loans with \"No score\" represents loan receivables in experimental products or new markets without sufficient data currently available for use by the Affirm scoring methodology (e.g. Canada)\n4. Affirm Canada loans were assigned ITACS scores beginning in F4Q'24. Canadian loan receivables are included in \"No score\" in prior periods.",
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      "text": "Percentage of Amortized Cost Basis of Loans Held for Investment by ITACS Score\n96+ 61 % 62 % 62 % 61 % 58 % 59 % 65 % 66 % 66 %\n94-96 25 % 24 % 26 % 26 % 27 % 27 % 28 % 27 % 26 %\n90-94 4 % 3% 3% 4 % 5% 5% 5% 5% 6%\n<90 1% 1% — % — % — % — % 1% 1% 1%\nNo score 10 % 10 % 9% 9% 10 % 9% 2% 1% 1%\nTotal loan receivables 100% 100% 100% 100% 100% 100% 100% 100% 100%",
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      "text": "Amortized Cost Basis of Loans Held for Investment by ITACS Score\n96+ $ 2,211,085 $ 2,322,665 $ 2,689,847 $ 2,724,435 $ 3,010,413 $ 3,194,962 $ 3,631,572 $ 4,132,054 $ 4,468,075\n94-96 900,297 905,258 1,112,832 1,183,422 1,410,374 1,452,764 1,538,829 1,697,102 1,753,758\n90-94 127,076 107,785 137,088 163,444 238,518 245,788 291,342 296,007 389,803\n<90 28,979 19,589 14,992 16,013 19,256 14,273 45,367 51,780 74,293\nNo score 355,556 386,419 407,206 415,077 504,802 493,288 100,186 61,384 34,142\nTotal loan receivables $ 3,622,993 $ 3,741,716 $ 4,361,965 $ 4,502,391 $ 5,183,363 $ 5,401,075 $ 5,607,296 $ 6,238,327 $ 6,720,071",
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