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  "documentTitle": "Affirm | Results Presentation Deck | 52 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
  "documentKindSlug": "conference-presentation",
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  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2025-02-01 00:00:00",
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  "slideHref": "/slides/019de518-d9e4-7174-a7f0-fba0f3e9d808/27",
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      "kind": "source-note",
      "text": "Notes:\n1. US loans only, excludes Pay in X (formerly known as Split Pay) loan transactions with 0% APR and 4-8 week term lengths\n2. Metrics are unaudited",
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      "text": "As of the Three Months Ending\nSeptember 30\nDecember 31\nMarch 31\nJune 30\n30+ Days Delinquent\nFY 2019 2.9% 2.5% 2.0% 1.9%\nFY 2020 2.5% 2.1% 1.9% 1.1%\nFY 2021 0.8% 0.8% 0.7% 0.9%\nFY 2022 1.5% 1.6% 2.1% 2.1%\nFY 2023 2.7% 2.4% 2.3% 2.1%\nFY 2024 2.4% 2.4% 2.3% 2.4%\nFY 2025 2.8% 2.5%\n60+ Days Delinquent\nFY 2019 1.6% 1.4% 1.2% 1.1%\nFY 2020 1.4% 1.2% 1.1% 0.8%\nFY 2021 0.5% 0.4% 0.4% 0.5%\nFY 2022 0.9% 0.9% 1.2% 1.2%\nFY 2023 1.6% 1.5% 1.4% 1.2%\nFY 2024 1.4% 1.4% 1.4% 1.5%\nFY 2025 1.7% 1.5%\n90+ Days Delinquent\nFY 2019 0.8% 0.7% 0.5% 0.5%\nFY 2020 0.6% 0.6% 0.5% 0.4%\nFY 2021 0.2% 0.2% 0.2% 0.2%\nFY 2022 0.4% 0.4% 0.5% 0.5%\nFY 2023 0.7% 0.7% 0.6% 0.5%\nFY 2024 0.7% 0.7% 0.6% 0.6%\nFY 2025 0.8% 0.7%",
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      "kind": "title",
      "text": "Monthly Installment Loan Delinquency Rates",
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      "evidence": "The presentation compares Affirm's delinquency performance to other consumer lenders",
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