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  "documentTitle": "Affirm | Results Presentation Deck | 52 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2025-02-01 00:00:00",
  "orientation": "landscape",
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  "pageNumber": 25,
  "pageCount": 52,
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      "kind": "chart",
      "text": "Line chart showing delinquency rates from 2019 to 2025, with percentages on the y-axis and months on the x-axis.",
      "attrs": {
        "series": [
          "FY 2019",
          "FY 2020",
          "FY 2021",
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      "kind": "source-note",
      "text": "Notes:\n1. Data as of October 2024\n2. US loans only, excludes Pay in X (formerly known as Split Pay) loan transactions with 0% APR and 4-8 week term lengths\n3. Metrics are unaudited",
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      "text": "Delinquencies (DQ) of 30+ days as % of Active Balances Excluding Pay in X Loans",
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      "kind": "title",
      "text": "Delinquency Performance: Monthly DQ30+",
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      "name": "Cost Of Inaction",
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      "evidence": "The presentation compares Affirm's delinquency performance to other consumer lenders",
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      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
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