{ "docId": "019de518-d9e4-7174-a7f0-fba0f3e9d808", "docSlug": "7c97a566c9402e0896e82b7d16335aad", "documentTitle": "Affirm | Results Presentation Deck | 52 slides", "authorId": "affirm", "authorName": "Affirm", "documentKindSlug": "conference-presentation", "documentKindLabel": "Conference presentation", "sourceTypeSlug": "investor_relations", "sourceTypeLabel": "Investor relations", "presentationDate": "2025-02-01 00:00:00", "orientation": "landscape", "aspectRatio": 1.7777778, "pageNumber": 22, "pageCount": 52, "prevPage": 21, "nextPage": 23, "slideType": "kpi_overview", "function": "quantify_opportunity", "density": "dense", "nDataPoints": 63, "notes": "Metrics are unaudited.", "elementsJson": null, "metadataConfidence": 0.9, "imagePath": null, "slideHref": "/slides/019de518-d9e4-7174-a7f0-fba0f3e9d808/22", "deckHref": "/decks/019de518-d9e4-7174-a7f0-fba0f3e9d808", "deckJsonHref": "/decks/019de518-d9e4-7174-a7f0-fba0f3e9d808.json", "deckAnchorHref": "/decks/019de518-d9e4-7174-a7f0-fba0f3e9d808#slide-22", "components": [ { "bbox": { "h": 0.55, "w": 0.73, "x": 0.139, "y": 0.19 }, "kind": "chart", "text": "FY Q2'23: On Balance Sheet (non-securitized) $2.3B, On Balance Sheet (securitized) $1.4B, Off Balance Sheet (non-securitized) $4.1B, Off Balance Sheet (securitized) $0.6B, Total $8.4B, Equity Capital Req % Platform 5%; FY Q3'23: On Balance Sheet (non-securitized) $1.9B, On Balance Sheet (securitized) $1.9B, Off Balance Sheet (non-securitized) $3.8B, Off Balance Sheet (securitized) $0.5B, Total $8.2B, Equity Capital Req % Platform 5%; FY Q4'23: On Balance Sheet (non-securitized) $2.2B, On Balance Sheet (securitized) $2.3B, Off Balance Sheet (non-securitized) $3.9B, Off Balance Sheet (securitized) $0.4B, Total $8.7B, Equity Capital Req % Platform 5%; FY Q1'24: On Balance Sheet (non-securitized) $2.1B, On Balance Sheet (securitized) $2.5B, Off Balance Sheet (non-securitized) $4.2B, Off Balance Sheet (securitized) $0.3B, Total $9.0B, Equity Capital Req % Platform 5%; FY Q2'24: On Balance Sheet (non-securitized) $2.4B, On Balance Sheet (securitized) $2.9B, Off Balance Sheet (non-securitized) $4.8B, Off Balance Sheet (securitized) $0.6B, Total $10.6B, Equity Capital Req % Platform 6%; FY Q3'24: On Balance Sheet (non-securitized) $2.1B, On Balance Sheet (securitized) $3.4B, Off Balance Sheet (non-securitized) $4.4B, Off Balance Sheet (securitized) $0.4B, Total $10.4B, Equity Capital Req % Platform 6%; FY Q4'24: On Balance Sheet (non-securitized) $2.3B, On Balance Sheet (securitized) $3.4B, Off Balance Sheet (non-securitized) $4.4B, Off Balance Sheet (securitized) $0.9B, Total $11.0B, Equity Capital Req % Platform 5%; FY Q1'25: On Balance Sheet (non-securitized) $2.2B, On Balance Sheet (securitized) $4.1B, Off Balance Sheet (non-securitized) $4.7B, Off Balance Sheet (securitized) $0.7B, Total $11.8B, Equity Capital Req % Platform 5%; FY Q2'25: On Balance Sheet (non-securitized) $2.6B, On Balance Sheet (securitized) $4.2B, Off Balance Sheet (non-securitized) $6.8B, Off Balance Sheet (securitized) $0.5B, Total $14.0B, Equity Capital Req % Platform 5%", "attrs": { "chart_type": "stacked bar chart with line" }, "subkind": "bar-stacked", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "88afa395-ded2-472a-bb8d-6f226e8792ce", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.06, "w": 0.46, "x": 0.25, "y": 0.79 }, "kind": "list", "text": "On Balance Sheet (non-securitized) ($B)\nOff Balance Sheet (non-securitized) ($B)\nEquity Capital Req % Platform\nOn Balance Sheet (securitized) ($B)\nOff Balance Sheet (securitized) ($B)", "attrs": {}, "subkind": "bullet", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "099e044b-e6dc-49e6-8ea0-3db095e7217d", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.1, "w": 0.71, "x": 0.08, "y": 0.87 }, "kind": "source-note", "text": "Notes:\nOn Balance Sheet (Non-Securitized) includes Loans Pledged as Collateral in warehouse financing vehicles or held by Affirm and consolidated on Affirm's balance sheet\nOn Balance Sheet (Securitized) includes Loans Pledged as Collateral in securitizations and consolidated on Affirm's balance sheet\nOff Balance Sheet includes Loans Held by Third Parties and not consolidated on Affirm's balance sheet\nOff Balance Sheet (Securitized) includes Loans Pledged as Collateral in securitizations and not consolidated on Affirm's balance sheet\nEquity Capital Required is the sum of the balance of loans held for investment and loans held for sale, less the balance of funding debt and notes issued by securitization trusts as of the balance sheet date\nMetrics are unaudited", "attrs": {}, "subkind": null, "toolName": null, "toolSlug": null, "confidence": null, "componentId": "1d67c1d8-662f-4b57-adc9-c45db2f5c02b", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.04, "w": 0.56, "x": 0.045, "y": 0.11 }, "kind": "title", "text": "Platform Portfolio and Funding Mix", "attrs": {}, "subkind": "headline", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "09c8f20c-1e1a-4906-93ae-3a3a08b4591c", "frameworkName": null, "frameworkSlug": null } ], "metrics": [], "tools": [ { "name": "2x2 matrix", "slug": "matrix-2x2", "agent": null, "layer": "slide", "matchId": "03c9be65-7d12-4678-89ae-ef4136208710", "evidence": "No clear 2x2 matrix visible.", "confidence": 0.5 } ], "frameworks": [], "arcBeats": [ { "to": 36, "from": 20, "beatId": "47c38b1c-e527-427a-936e-301f12e940ec", "arcName": "The Sequoia Pitch", "arcSlug": "sequoia-pitch", "beatName": "Financials", "beatSlug": "sequoia-pitch-financials", "evidence": "The presentation provides detailed financial results and outlook", "position": 3, "confidence": 0.7, "parentBeatName": "Evidence", "parentBeatSlug": "evidence" } ], "loops": [], "imagePathAlt": null, "thumbSrc": null, "thumbSrcAlt": null, "locked": true }