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  "documentTitle": "Affirm | Results Presentation Deck | 52 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2025-02-01 00:00:00",
  "orientation": "landscape",
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  "pageNumber": 15,
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      "kind": "chart",
      "text": "Line chart showing merchant fee rates for Core 0% Long, Core 0% Short, Core IB, and Pay in X from FY Q2'23 to FY Q2'25.",
      "attrs": {
        "series_names": [
          "Core 0% Long",
          "Core 0% Short",
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        "x_axis_label": "Fiscal Quarter",
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      "text": "Notes:\n1. Includes lending transactions with Affirm integrated merchants in the US only\n2. Core 0% Long includes loans with term lengths greater than 12 months and 0% APR; Core 0% Short includes loans with term lengths at least three months long but less than or equal to 12 months and 0% APR; Core IB includes loans with interest; Pay in X (formerly known as Pay in 4) includes loans with one to four 0% APR installments\n3. Excludes Non-Integrated Virtual Card and Affirm Card interchange rates (which are principally set by card networks), loans made outside of the US, PayNow transactions and Returnly transactions\n4. Metrics are unaudited",
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      "text": "Merchant Fee Rates",
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      },
      "kind": "title",
      "text": "Illustrative merchant fees, transaction fees, and virtual card network fees divided by product level GMV",
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      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
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      "beatSlug": "sequoia-pitch-solution",
      "evidence": "The presentation outlines Affirm's diversified channels and partnerships",
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