{ "docId": "019de518-d660-7751-9f7b-a9bedf4e6698", "docSlug": "70405287de79147c3842efeeb957fcb6", "documentTitle": "J.P.Morgan | Results Presentation Deck | 19 slides", "authorId": "j-p-morgan", "authorName": "JPMorgan", "documentKindSlug": "conference-presentation", "documentKindLabel": "Conference presentation", "sourceTypeSlug": "investor_relations", "sourceTypeLabel": "Investor relations", "presentationDate": "2025-01-01 00:00:00", "orientation": "landscape", "aspectRatio": 1.2938006, "pageNumber": 5, "pageCount": 19, "prevPage": 4, "nextPage": 6, "slideType": "kpi_overview", "function": "summarize", "density": "overcrowded", "nDataPoints": 78, "notes": null, "elementsJson": null, "metadataConfidence": 0.9, "imagePath": null, "slideHref": "/slides/019de518-d660-7751-9f7b-a9bedf4e6698/5", "deckHref": "/decks/019de518-d660-7751-9f7b-a9bedf4e6698", "deckJsonHref": "/decks/019de518-d660-7751-9f7b-a9bedf4e6698.json", "deckAnchorHref": "/decks/019de518-d660-7751-9f7b-a9bedf4e6698#slide-5", "components": [ { "bbox": { "h": 0.02, "w": 0.11, "x": 0.049, "y": 0.95 }, "kind": "image", "text": "JPMorgan Chase", "attrs": null, "subkind": "logo", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "6c8b79e6-5894-4b38-a12a-8f05f283c707", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.01, "w": 0.22, "x": 0.06, "y": 0.15 }, "kind": "paragraph", "text": "$B, EXCEPT PER SHARE DATA", "attrs": null, "subkind": "paragraph", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "a03600a9-a288-42a2-ac57-301fdc942edf", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.1, "w": 0.86, "x": 0.049, "y": 0.84 }, "kind": "source-note", "text": "Note: Totals may not sum due to rounding\n1 See note 1 on slide 12\n2 FY24 results include the impact of significant items. Excluding these items results in reported net income of $54.0B and EPS of $18.22. See note 4 on slide 12 for additional information\n3 Actual numbers for all periods, not over/(under)\n4 See note 3 on slide 12\n5 See note 2 on slide 12\n6 Includes the markets-related revenues of the former Commercial Banking business segment. Prior-period amounts have been revised to conform with the current presentation\n7 See note 5 on slide 12\n8 Reflects fully taxable-equivalent (\"FTE\") adjustments of $3.0B in 2024", "attrs": null, "subkind": null, "toolName": null, "toolSlug": null, "confidence": null, "componentId": "d498828a-1877-40cd-8328-b1f1ea29bd7a", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.57, "w": 0.84, "x": 0.079, "y": 0.23 }, "kind": "table", "text": "Net interest income $93.1 $89.7 $3.3\nNoninterest revenue 87.5 72.6 14.9\nManaged revenue¹ 180.6 162.4 18.2\nExpense 91.8 87.2 4.6\nCredit costs $10.7 $9.3 10.7 9.3 1.4\nNet income² $58.5 $49.6 $8.9\nNet income applicable to common stockholders $56.9 $47.8 $9.1\nEPS - diluted² $19.75 $16.23 $3.52\nROE³ 18% 17%\nROTCE³,⁴ 22 21\nOverhead ratio – managed ¹,³ 51 54\nMemo:\nNII excluding Markets ⁵ $92.4 $90.0 $2.4\nNIR excluding Markets ⁵,⁶ 58.2 44.4 13.8\nMarkets revenue ⁶ 30.0 28.0 2.0\nManaged revenue¹ 180.6 162.4 18.2\nAdjusted expense ⁷ $91.1 $85.7 $5.3\nAdjusted overhead ratio ¹,³,⁷ 50% 53%", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "0682927e-94c9-44a5-941c-bc6976183411", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.04, "w": 0.13, "x": 0.43, "y": 0.42 }, "kind": "table", "text": "FY24 Tax rate\nEffective rate: 22.1%\nManaged rate: 25.2% 1,8", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "5c08c336-8a2d-4156-97a4-b9e1cc2b043e", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.1, "w": 0.23, "x": 0.319, "y": 0.31 }, "kind": "table", "text": "$B FY2024 FY2023\nNet charge-offs $8.6 $6.2\nReserve build/(release) 2.0 3.1\nCredit costs $10.7 $9.3", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "bc903a9d-6289-4283-be75-51f08dda96f4", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.08, "w": 0.16, "x": 0.406, "y": 0.5 }, "kind": "table", "text": "FY2024 ROE O/H ratio\nCCB 32% 53%\nCIB 18% 50%\nAWM 34% 67%", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "cb7df1e4-f73e-470a-8ee0-1e752d6152b0", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.03, "w": 0.41, "x": 0.049, "y": 0.09 }, "kind": "title", "text": "FY24 Financial results", "attrs": null, "subkind": "headline", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "98846105-cb67-492a-bcd5-6f99abee8a88", "frameworkName": null, "frameworkSlug": null } ], "metrics": [], "tools": [ { "name": "Table data", "slug": "table-data", "agent": null, "layer": "slide", "matchId": "d7b7ee3b-8ae4-4980-bddc-ce42fac4045c", "evidence": "table/data: Net interest income $93.1 $89.7 $3.3", "confidence": 0.9 } ], "frameworks": [], "arcBeats": [ { "to": 5, "from": 3, "beatId": "87fb2837-98ab-4086-a958-c3db9de51ff0", "arcName": "The Sequoia Pitch", "arcSlug": "sequoia-pitch", "beatName": "Problem", "beatSlug": "sequoia-pitch-problem", "evidence": "The document presents an overview of J.P.Morgan's financial results for 4Q24 and FY24", "position": 0, "confidence": 0.8, "parentBeatName": "Complication", "parentBeatSlug": "complication" } ], "loops": [], "imagePathAlt": null, "thumbSrc": null, "thumbSrcAlt": null, "locked": true }