{ "docId": "019de518-d660-7751-9f7b-a9bedf4e6698", "docSlug": "70405287de79147c3842efeeb957fcb6", "documentTitle": "J.P.Morgan | Results Presentation Deck | 19 slides", "authorId": "j-p-morgan", "authorName": "JPMorgan", "documentKindSlug": "conference-presentation", "documentKindLabel": "Conference presentation", "sourceTypeSlug": "investor_relations", "sourceTypeLabel": "Investor relations", "presentationDate": "2025-01-01 00:00:00", "orientation": "landscape", "aspectRatio": 1.2938006, "pageNumber": 4, "pageCount": 19, "prevPage": 3, "nextPage": 5, "slideType": "kpi_overview", "function": "summarize", "density": "overcrowded", "nDataPoints": 100, "notes": null, "elementsJson": null, "metadataConfidence": 1, "imagePath": null, "slideHref": "/slides/019de518-d660-7751-9f7b-a9bedf4e6698/4", "deckHref": "/decks/019de518-d660-7751-9f7b-a9bedf4e6698", "deckJsonHref": "/decks/019de518-d660-7751-9f7b-a9bedf4e6698.json", "deckAnchorHref": "/decks/019de518-d660-7751-9f7b-a9bedf4e6698#slide-4", "components": [ { "bbox": { "h": 0.015, "w": 0.13, "x": 0.047, "y": 0.95 }, "kind": "image", "text": "JPMorgan Chase", "attrs": null, "subkind": "logo", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "5de98c39-ecb7-4312-a216-c8a32a89c7a9", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.013, "w": 0.008, "x": 0.953, "y": 0.953 }, "kind": "legend", "text": "2", "attrs": null, "subkind": null, "toolName": null, "toolSlug": null, "confidence": null, "componentId": "42838bb4-3ea7-4bf1-acc7-e69ac862534f", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.013, "w": 0.226, "x": 0.058, "y": 0.15 }, "kind": "paragraph", "text": "$B, EXCEPT PER SHARE DATA", "attrs": null, "subkind": "paragraph", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "9b15198d-02c3-4ffd-9d89-d3d5149c90de", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.08, "w": 0.74, "x": 0.05, "y": 0.85 }, "kind": "source-note", "text": "Note: Totals may not sum due to rounding\n¹ See note 1 on slide 12\n² Actual numbers for all periods, not over/(under)\n³ See note 3 on slide 12\n⁴ See note 2 on slide 12\n⁵ Includes the markets-related revenues of the former Commercial Banking business segment. Prior-period amounts have been revised to conform with the current presentation\n⁶ See note 5 on slide 12\n⁷ Reflects fully taxable-equivalent (\"FTE\") adjustments of $970mm in 4Q24", "attrs": null, "subkind": null, "toolName": null, "toolSlug": null, "confidence": null, "componentId": "0deb298e-53ca-4cf8-b968-89f36556c509", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.639, "w": 0.847, "x": 0.079, "y": 0.183 }, "kind": "table", "text": "Net interest income $23.5 ($0.1) ($0.7)\nNoninterest revenue 20.3 0.5 4.5\nManaged revenue¹ 43.7 0.4 3.8\nExpense 22.8 0.2 (1.7)\nCredit costs 2.6 (0.5) (0.1)\nNet income $14.0 $1.1 $4.7\nNet income applicable to common stockholders $13.7 $1.1 $4.8\nEPS - diluted $4.81 $0.44 $1.77\nROE² 17% 16% 12%\nROTCE²,³ 21 19 15\nOverhead ratio – managed ¹,² 52 52 61\nMemo:\nNII excluding Markets ⁴ $23.0 ($0.4) ($0.5)\nNIR excluding Markets ⁴,⁵ 13.7 1.0 3.1\nMarkets revenue ⁵ 7.0 (0.1) 1.2\nManaged revenue¹ 43.7 0.4 3.8\nAdjusted expense ⁶ $22.5 $0.2 ($1.8)\nAdjusted overhead ratio ¹,²,⁶ 52% 51% 61%", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "2d47ce41-20d1-466d-8ee7-fefc1c66e6aa", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.07, "w": 0.15, "x": 0.41, "y": 0.313 }, "kind": "table", "text": "4Q24 3Q24 4Q23\nNet charge-offs $2.4 $2.1 $2.2\nReserve build/(release) 0.3 1.0 0.6\nCredit costs $2.6 $3.1 $2.8", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "36f540d6-f69d-4d11-8db4-fda409ef886c", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.04, "w": 0.13, "x": 0.43, "y": 0.408 }, "kind": "table", "text": "4Q24 Tax rate\nEffective rate: 19.4%\nManaged rate: 23.7% 1,7", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "6bdf763e-13d1-4ebc-9812-9af8005c84dd", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.07, "w": 0.14, "x": 0.42, "y": 0.505 }, "kind": "table", "text": "4Q24 ROE O/H ratio\nCCB 32% 53%\nCIB 19% 50%\nAWM 38% 65%", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "f7508e02-b26c-4346-9e71-8db0d46cc927", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.03, "w": 0.403, "x": 0.047, "y": 0.08 }, "kind": "title", "text": "4Q24 Financial results¹", "attrs": null, "subkind": "headline", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "3be82cdc-8177-4abf-8d37-fd9a4c5ea2f9", "frameworkName": null, "frameworkSlug": null } ], "metrics": [], "tools": [ { "name": "Table data", "slug": "table-data", "agent": null, "layer": "slide", "matchId": "58ec612c-4ece-4ebf-8614-ea32060ba4a5", "evidence": "table/data: Net interest income $23.5 ($0.1) ($0.7)", "confidence": 0.9 } ], "frameworks": [], "arcBeats": [ { "to": 5, "from": 3, "beatId": "87fb2837-98ab-4086-a958-c3db9de51ff0", "arcName": "The Sequoia Pitch", "arcSlug": "sequoia-pitch", "beatName": "Problem", "beatSlug": "sequoia-pitch-problem", "evidence": "The document presents an overview of J.P.Morgan's financial results for 4Q24 and FY24", "position": 0, "confidence": 0.8, "parentBeatName": "Complication", "parentBeatSlug": "complication" } ], "loops": [], "imagePathAlt": null, "thumbSrc": null, "thumbSrcAlt": null, "locked": true }