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      "text": "Slide 6 – Commercial & Investment Bank\n2. Effective in the second quarter of 2024, the Firm reorganized its reportable business segments by combining the former Corporate & Investment Bank and Commercial Banking business segments to form one segment, the Commercial & Investment Bank (\"CIB\")\n3. In the fourth quarter of 2024, certain net funding costs that were previously allocated to Fixed Income Markets were reclassified to Equity Markets. Prior-period amounts have been revised to conform with the current presentation\n4. Actual numbers for all periods, not over/(under)\n5. Client deposits and other third-party liabilities (\"client deposits\") pertain to the Payments and Securities Services businesses\n6. Loans held-for-sale and loans at fair value were excluded when calculating the net charge-off/(recovery) rate\n7. Refer to page 28 of the Firm's Quarterly Report on Form 10-Q for the quarterly period ended September 30, 2024 for a description of each of the client coverage segments",
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      "text": "Slide 5 – Consumer & Community Banking\n3. Actual numbers for all periods, not over/(under)\n4. Users of all mobile platforms who have logged in within the past 90 days\n5. Excludes Commercial Card\n6. Firmwide mortgage origination volume was $14.2B, $13.3B, and $8.6B for the three months ended December 31, 2024, September 30, 2024, and December 31, 2023, respectively",
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      "text": "JPMorgan Chase",
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      "text": "Additional notes on slides 5-6",
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