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  "documentTitle": "MoneyLion | Investor Presentation Deck | 57 slides",
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  "authorName": "MoneyLion",
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  "presentationDate": "2024-12-01 00:00:00",
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      "kind": "callout",
      "text": "We are continuously implementing changes to optimize credit performance",
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      "text": "Total Originations (3)\n(in millions)\n$496 $506 $550 $564 $644 $717 $770 $776\nQ4 2022 Q1 2023 Q2 2023Q3 2023Q4 2023 Q1 2024 Q2 2024Q3 2024",
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      "text": "Provision Expense as a % of Originations (4)\n4.0% 2.3% 3.7% 3.7% 3.6% 2.5% 3.6% 3.1%\nQ4 2022 Q1 2023 Q2 2023Q3 2023Q4 2023 Q1 2024 Q2 2024Q3 2024",
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      "text": "MoneyLion",
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      "kind": "paragraph",
      "text": "MoneyLion historically experienced a seasonal benefit in the first quarter of every year. This benefit will go away in Q1 2025 as we transition to our forward flow financing arrangement, and we'll continue to maintain healthy loss rates.",
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      "kind": "source-note",
      "text": "Note: See \"Footnotes\" section for detailed footnotes and definitions. Note: Provision expense as a % of originations for Q3 2024 has been calculated for comparability purposes to treat receivables that have been sold through the forward flow facility as though they were sold under the legacy warehouse facility.",
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      "kind": "table",
      "text": "Q/Q growth 2% 9% 3% 14% 11% 7% 1%\nY/Y growth 24% 25% 26% 30% 42% 40% 38%",
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      "text": "38% Y/Y Growth",
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      "kind": "title",
      "text": "CONTINUED STRENGTH IN CONSUMER",
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