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  "presentationDate": "2024-11-01 00:00:00",
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      "text": "Stacked bar chart showing cost development in SEKm from Q2 23 to Q3 24, broken down into Long-term incentive programs (LTIP), Other external expenses, and Employee expenses (excl. LTIP).",
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      "text": "Seasonal lower staff expenses, cautious stance on new recruitments\nContinued growth investments in selected markets\n2024 incentive programme impacted incentive costs, volatile due to dependence on share price\nTax rate 25.5% (29.0) in the quarter and YTD 24.7% (24.3) - in line with long-term guidance",
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