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      "text": "Interest Income Earned on Customer Funds\nAverage Effective Federal Funds Rate:\n2.2% 0.4% 0.1% 1.7% 5.0% 5.3% 5.3% 5.3%\n$1.7B $3.3B $4.4B $5.8B $6.4B $5.4B $6.1B\n$17M $6M $3M $55M $231M $250M $60M $65M\n2019 2020 2021 2022 2023 2024 Guidance 3Q23 3Q24",
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      "text": "Interest Income ($M) Customer Funds ($B)",
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      "text": "$231M of interest income earned on customer funds in FY 2023 and $196M earned YTD '24",
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      "text": "We are extending the duration of our customer funds to reduce future sensitivity to interest rate fluctuations with $1.7B of customer funds invested in US treasury securities and term-based deposits as of September 30, 2024",
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