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      "text": "*Note: See \"Appendix\" for a reconciliation of non-GAAP measures to the most comparable GAAP measure",
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      "text": "($ millions) Q3 2023 Q3 2024 %Δ Network Volume $2,112 $2,351 11% Total revenue & other income $212 $257 21% Revenue from fees $201 $249 24% Production costs $129 $149 16% Revenue from fees less production costs (FRLPC)* $73 $100 38% Core operating expenses* $52 $53 1% Net income (loss) attributable to Pagaya Technologies Ltd. ($22) ($67) (210%) Adj. Net Income* $14 $33 132% Adj. EBITDA* $28 $56 98%",
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