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      "text": "Three Months Ended September 30,\n2024\n2023\nOperating expenses ($85,885) ($82,803)\nAdjusted to exclude the following:\nShare-based compensation $12,333 $20,737\nDepreciation and amortization $7,116 $5,205\nWhole loan allowance for losses $12,087 $44\nWrite-off of capitalized software $584 $305\nTransaction-related expenses $1,072 $2,472\nRestructuring expenses $38 $484\nNon-recurring expenses $35 $1,592\nCore operating expenses ($52,618) ($51,964)",
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