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  "documentTitle": "Pagaya | Results Presentation Deck | 23 slides",
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  "presentationDate": "2024-11-01 00:00:00",
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      "text": "EWAC (%), DQ (%), Quarterly Vintage, 1Q21-1Q24",
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      "text": "Source: Pagaya internal data, as of 9/30/24\n*EWAC incorporates premiums and discounts on loans",
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      "text": "Pagaya auto loan portfolio effective weighted average coupon (\"EWAC\") vs. 60-day+ DQs plus cumulative gross loss (\"DQ\")\nFigures represent performance 6 months from issuance",
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      "text": "Credit performance: auto loan portfolio",
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