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      "text": "Using tech to deliver superior products with a fraction of the overhead",
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      "text": "Average fees paid per year by financially struggling Americans to legacy banks(2)",
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      "text": "(1) Chase: Overdraft fee charged for overdrafts of $50 or more; bank account fees waived with monthly direct deposits of $500 or more or beginning daily balance of $1,500 or average beginning daily balance of $5,000 across Chase accounts.\nWF: Overdraft fee charged for overdrafts of $10 or more; account fees waived only with monthly direct deposits of $500 or minimum daily balance of $500 or 17-24 year old primary account holder or Campus Debit/ATM card linked to account or monthly non-civilian military direct deposit\nUS Bank: Overdraft fee charged for overdrafts over $5; account fees waived only with monthly direct deposits of $1,000 or avg. account balance of $1,500 or greater or presence of a qualified US Bank credit card\nBofA: Overdraft fee charged for overdrafts over $1; bank account fees waived with one of the following: one qualifying direct deposit of at least $250, minimum daily balance of $1,500, or qualify for the Gold, Platinum, Platinum Honors, Diamond or Diamond Honors tier\n(2) Source: Consumer Financial Protection Bureau: https://www.federalregister.gov/documents/2023/10/17/2023-22869/supervisory-highlights-junk-fees-update-special-edition-issue-31-fall-2023 and Bankrate: https://www.bankrate.com/banking/checking/checking-account-survey/?tpt=b\n(3) Source: company websites.\n(4) Optional fees include instant transfer fees and tips applied to ExtraCash, both of which are optional. $1 per month Dave membership fee applies. Approved members are able to disburse their ExtraCash via ACH at no cost.",
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      "text": "Overdraft Cost(1) $34 $35 $36 $10 As low as $0(4)\nAnnual bank account maintenance fees(3) $144 $120 $83 $144 $0\nMinimum balance to avoid account maintenance fees(3) $1,500 $500 $1,500 $1,500 $0",
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      "text": "Legacy banks need to charge high fees to everyday consumers...",
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