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      "text": "Adjusted EBITDA (Loss) (Non-GAAP) ($MM) ($2.5) $10.0 $13.2 $15.2 $24.7 3Q23 4Q23 1Q24 2Q24 3Q24",
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      "text": "Revenue growth\nVariable margin expansion\nIncreased marketing investment discipline\nImproved operating leverage from rationalizing our fixed cost base",
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      "text": "3Q24 Adj. EBITDA of $24.7mm represents $27.2mm YoY improvement which was driven by:",
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      "text": "$76.7mm of cash and cash equivalents, marketable securities, investments and restricted cash as of 9/30/24 vs. $89.7mm as of 6/30/24. The decrease in cash was driven by the increase in receivables balances from higher ExtraCash™ origination; we did not increase utilization of our debt facility in the quarter.",
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