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      "text": "Annualized Revenue per Monthly Transacting Member\n14% Year-Over-Year Growth\n$156\n$140\n$141\n$137\n$132\n3Q23\n4Q23\n1Q24\n2Q24\n3Q24",
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      "text": "ARPU grew 14% YoY primarily driven by:\nGrowth in ExtraCash™ ARPU due to improvements in both ExtraCash™ engagement and monetization, powered by CashAI™ optimization\nGrowth in Dave Card ARPU reflecting an increase in both Dave Card spend and ExtraCash™ disbursements to Dave Card accounts",
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      "text": "Note: See Glossary for the definition of Monthly Transacting Members.",
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