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  "presentationDate": "2024-11-01 00:00:00",
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      "kind": "chart",
      "text": "ExtraCash™ Origination Volume ($MM) 46% Year-Over-Year Growth $932 3Q23 $1,032 4Q23 $1,050 1Q24 $1,186 2Q24 15% QoQ Growth $1,360 3Q24",
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      "text": "Originations grew 46% YoY and 15% QoQ, driven by increases in MTMs, avg. ExtraCash™ size, and # of ExtraCash™ taken per MTM. Our growth in originations is supported by our continuous optimization of CashAI™, which helps to provide our members with an improved overall short-term liquidity experience.",
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      "kind": "paragraph",
      "text": "We continue to achieve record levels of ExtraCash™ originations, as we disbursed ~$1.4bn in Q3. We believe our ability to sustain substantial growth in originations demonstrates both the depth and breadth of our TAM as well as our core competency in addressing members' needs for short-term liquidity.",
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      "text": "~$1.4bn of originations translated into a $166mm net receivables balance as of 9/30/24. The ExtraCash™ product structure allows us to serve a large number of MTMs without the need for a capital-intensive balance sheet or taking significant credit risk exposure at any one point in time.",
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      "text": "Note: See Glossary for the definition of Origination Volume",
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