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  "documentTitle": "Dave | Results Presentation Deck | 39 slides",
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  "presentationDate": "2024-11-01 00:00:00",
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      "text": "Total Members (MMs)\n17% Year-Over-Year Growth\n9.9, 10.4, 10.8, 11.3, 11.6\n3Q23, 4Q23, 1Q24, 2Q24, 3Q24",
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      "kind": "paragraph",
      "text": "We differentiate by first addressing members' most crucial need—liquidity—and then building long-term banking relationships.",
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      "kind": "paragraph",
      "text": "This formula, bolstered by Dave's brand strength and acquisition efficiency, has continued to drive substantial growth in members to 11.6mm in 3Q24, up 17% YoY.",
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      "kind": "paragraph",
      "text": "Our addressable market remains large, at 180mm U.S. consumers in 2024, up 8% from 2021¹. ~75%+ of Dave members are either Millennial or Gen Z, which we believe implies strong potential for our members to grow with Dave over time.",
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      "kind": "source-note",
      "text": "Source: Total number of financially vulnerable or financially coping households from Financial Health Network's \"Financial Health Pulse 2024 U.S. Trends Report\"; Census data was used to translate the total number of households to population. The corresponding figure in 2021, 2022 and 2023 was 166, 176 and 180 million respectively.",
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      "text": "Significant member scale",
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