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      "text": "Adjusted EBITDA (Loss) (Non-GAAP) ($MM)\n216% Year-over-Year Growth\n$15.2\n$13.2\n$10.0\n($2.5)\n($13.1)\n2Q23\n3Q23\n4Q23\n1Q24\n2Q24",
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      "text": "2Q24 Adj. EBITDA of $15.2mm represents $28.3mm (216%) YoY improvement which was driven by:\nRevenue growth\nVariable margin expansion\nIncreased marketing investment discipline\nImproved operating leverage from rationalizing our fixed cost base",
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      "text": "Our balance sheet remains strong and we believe we maintain ample liquidity to execute on our growth plans.",
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      "text": "$89.7mm of cash and cash equivalents, marketable securities, investments and restricted cash as of 6/30/24 vs. $101.5mm as of 3/31/24. The decrease in cash was driven by the increase in receivables balances from higher ExtraCash™™ originations; we did not increase utilization of our debt facility in the quarter.",
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      "text": "Note: See Glossary for the definition of Adjusted EBITDA\nNote: See Appendix for reconciliation of Non-GAAP measures.",
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