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      "text": "Annualized GAAP Revenue per Monthly Transacting Member\n11% Year-Over-Year Growth\n$127 2Q23\n$137 3Q23\n$140 4Q23\n$132 1Q24\n$141 2Q24",
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      "text": "We remain confident that our product roadmap across ExtraCash™, Dave Card, and Subscriptions will drive ARPU going forward.",
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      "text": "ARPU was 7% higher sequentially as ExtraCash™ engagement improved following tax refund season in Q1 in addition to growth in Dave Card engagement.",
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      "text": "ARPU grew 11% YoY primarily driven by:\nGrowth in ExtraCash™ ARPU due to improvements in both ExtraCash™ engagement and monetization\nGrowth in Dave Card ARPU reflecting an increase in both Dave Card spend and ExtraCash™ advances disbursed to Dave Bank accounts",
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      "text": "Note: See Glossary for the definition of Monthly Transacting Members; chart has been revised from disclosure prior to 1Q24 to reflect GAAP Operating Revenues, Net divided by Monthly Transacting Members in all periods shown (disclosure prior to 1Q24 showed Non-GAAP Operating Revenue divided by Monthly Transacting Members). GAAP Operating Revenue, Net aligns with the basis upon which the Company's full year financial guidance is predicated.",
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