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      "text": "Notes:\n1. Metrics are unaudited\n2. Table presents ITACS score distribution of the unpaid principal balance of loans held for investment\n3. Balance for loans with \"No score\" represents loan receivables in experimental products or new markets without sufficient data currently available for use by the Affirm scoring methodology (e.g. Canada)\n4. Affirm Canada loans were assigned ITACS scores beginning in F4Q'24. Canadian loan receivables are included in \"No score\" in prior periods.",
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      "text": "Amortized Cost Basis of Loans Held for Investment by ITACS Score\n96+ $ 1,374,223 $ 1,539,374 $ 2,211,085 $ 2,322,665 $ 2,689,847 $ 2,724,435 $ 3,010,413 $ 3,194,962 $ 3,631,572\n94-96 632,431 663,923 900,297 905,258 1,112,832 1,183,422 1,410,374 1,452,764 1,538,829\n90-94 223,952 161,883 127,076 107,785 137,088 163,444 238,518 245,788 291,342\n<90 44,437 34,795 28,979 19,589 14,992 16,013 19,256 14,273 45,367\nNo score 210,491 265,409 355,556 386,419 407,206 415,077 504,802 493,288 100,186\nTotal loan receivables $ 2,485,534 $ 2,665,384 $ 3,622,993 $ 3,741,716 $ 4,361,965 $ 4,502,391 $ 5,183,363 $ 5,401,075 $ 5,607,296",
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      "text": "Percentage of Amortized Cost Basis of Loans Held for Investment by ITACS Score\n96+ 55 % 58 % 61 % 62 % 62 % 61 % 58 % 59 % 65 %\n94-96 25 % 25 % 25 % 24 % 26 % 26 % 27 % 27 % 28 %\n90-94 9% 6% 4% 3% 3% 4% 5% 5% 5%\n<90 2% 1% 1% 1% — % — % — % — % 1%\nNo score 8% 10 % 10 % 10 % 9% 9% 10 % 9% 2%\nTotal loan receivables 100% 100% 100% 100% 100% 100% 100% 100% 100%",
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